Credit Acceptance Corporation (CACC)

Currency in USD
547.98
-9.96(-1.79%)
Closed·
547.980.00(0.00%)
·
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Fair Value
Day's Range
529.08556.92
52 wk Range
401.90565.14
Key Statistics
Prev. Close
557.94
Open
550.47
Day's Range
529.08-556.92
52 wk Range
401.9-565.14
Volume
116.69K
Average Volume (3m)
185.27K
1-Year Change
13.8163%
Book Value / Share
140.88
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
536.67
Downside
-2.06%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 536.67
(-2.06% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold500.00-8.76%450.00MaintainMay 06, 2026
Stephens
Hold540.00-1.46%450.00MaintainApr 17, 2026
TD Cowen
Hold470.00-14.23%460.00MaintainJan 30, 2026
TD Cowen
Hold460.00-16.06%430.00DowngradeJan 08, 2026
TD Cowen
Sell430.00-21.53%450.00MaintainOct 31, 2025

Credit Acceptance Corporation Earnings Call Summary for Q1/2026

  • Q1 2026 adjusted EPS of $10.71 beat forecast of $10.5; stock rose 3.76% aftermarket to $507.81, trading near 52-week high of $549.75.
  • GAAP net income reached $135.8M ($12.40/share); unit volume decline improved to -4.3% YoY from -9.1% in Q4 2025, signaling stabilization.
  • AI-driven call center operations enhanced efficiency and customer engagement; workforce reduced 6% as part of operational optimization efforts.
  • Market share in subprime used vehicles declined as company prioritizes profitability over volume growth amid challenging non-prime consumer environment.
  • Analysts revised earnings upward with FY2026 EPS forecast at $43.14; management expects continued loan volume stabilization and sustainable value creation.
Last Updated: 2026-05-05, 05:38 p/m
Read Full Transcript

Earnings

Latest Release
May 05, 2026
EPS / Forecast
10.71 / 10.50
Revenue / Forecast
580M / 580.83M
EPS Revisions
Last 90 days

CACC Income Statement

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
12.6x12.3x9.7x
PEG Ratio
0.181.010.03
Price/Book
3.8x1.8x1.0x
Price / LTM Sales
4.5x3.8x2.8x
Upside (Analyst Target)
−1.4%17.6%17.2%
Fair Value Upside
Unlock−9.8%1.5%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.19M20.91%1.20B
Other Institutional Investors
9.13M79.09%5.00B
Public Companies & Retail Investors
0.000.00%0.00
Total
11.32M100.00%6.2B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Donald A. Foss Trust20.57%2,151,2651,200,277
Prescott General Partners LLC14.64%1,531,849854,680

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FAQ

What Is the Credit Acceptance (CACC) Stock Price Today?

The Credit Acceptance stock price today is 547.98 USD.

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 5.75B USD.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 40.05.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on Aug 05, 2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of May 22, 2026, Credit Acceptance (CACC) is trading at a price of 547.98 USD, with a previous close of 557.94 USD. The stock has fluctuated within a day range of 529.08 USD to 556.92 USD, while its 52-week range spans from 401.90 USD to 565.14 USD.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is 536.67 USD, with a high estimate of 560 USD and a low estimate of 500 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an -2.06% Downside potential.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 551.50 USD. The pre-market share volume is 18.00, and the stock has decreased by -6.44, or -1.15%.
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