Credit Acceptance Corporation (CACC)

Currency in USD
445.42
+1.45(+0.33%)
Closed·
445.420.00(0.00%)
·
Earnings results expected in 5 days
CACC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
439.70448.08
52 wk Range
401.90560.00
Key Statistics
Prev. Close
443.97
Open
441.9
Day's Range
439.7-448.08
52 wk Range
401.9-560
Volume
89.47K
Average Volume (3m)
138.69K
1-Year Change
-14.9231%
Book Value / Share
140.47
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
465.50
Upside
+4.51%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Sell
Moving Averages
Sell

Credit Acceptance Corporation Company Profile

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2431

Credit Acceptance Corporation Earnings Call Summary for Q3/2025

  • Credit Acceptance (CACC) exceeded Q3 2025 EPS expectations with $10.28 (4.15% surprise) but missed revenue forecasts at $582.4M (1.91% below estimates), causing shares to drop 1.5%.
  • The company's loan portfolio reached a record $9.1B (up 2% YoY), though market share in subprime auto financing declined from 6.5% to 5.1% amid competitive pressures.
  • CEO Ken Booth announced his retirement after 34 years with the company, emphasizing the strategy of prioritizing 'solid margins over pursuing volume.'
  • Despite challenges, management projects this will be the fifth-best year in company history, with EPS guidance for upcoming quarters ranging from $10.42 to $11.17.
  • Key risks include competitive market dynamics, vehicle affordability issues affecting consumer demand, and high leverage at the upper end of the historical 2-3x debt-to-equity range.
Last Updated: 2025-10-30, 05:56 p/m
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Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
10.8x12.0x10.1x
PEG Ratio
0.070.820.03
Price/Book
3.1x1.8x1.0x
Price / LTM Sales
4.0x3.0x3.0x
Upside (Analyst Target)
4.6%9.5%12.5%
Fair Value Upside
Unlock7.3%1.1%Unlock

Analyst Ratings

0 Buy
4 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 465.50
(+4.51% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold460.00+3.27%430.00DowngradeJan 08, 2026
TD Cowen
Sell430.00-3.46%450.00MaintainOct 31, 2025
Stephens
Hold525.00+17.87%550.00MaintainMay 01, 2025
TD Cowen
Sell450.00+1.03%420.00MaintainJan 31, 2025
Stephens
Hold500.00+12.25%452.00MaintainJan 31, 2025

Earnings

Latest Release
Oct 30, 2025
EPS / Forecast
10.28 / 9.87
Revenue / Forecast
582.40M / 593.77M
EPS Revisions
Last 90 days

CACC Income Statement

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FAQ

What Is the Credit Acceptance (CACC) Stock Price Today?

The Credit Acceptance stock price today is 445.42

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 4.91B.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 37.89.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on Jan 29, 2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2431 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of Jan 24, 2026, Credit Acceptance (CACC) is trading at a price of 445.42, with a previous close of 443.97. The stock has fluctuated within a day range of 439.70 to 448.08, while its 52-week range spans from 401.90 to 560.00.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is USD465.50, with a high estimate of USD475 and a low estimate of USD455. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +4.51% Upside potential.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 441.40. The pre-market share volume is 290.00, and the stock has decreased by -2.57, or -0.58%.
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