Civista Bancshares Inc (CIVB)

Currency in USD
28.75
+0.04(+0.14%)
Real-time Data·
CIVB is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
28.7529.07
52 wk Range
19.6729.97
Key Statistics
Prev. Close
28.71
Open
28.85
Day's Range
28.75-29.07
52 wk Range
19.67-29.97
Volume
27.11K
Average Volume (3m)
123.96K
1-Year Change
39.5924%
Book Value / Share
27.27
Fair Value
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Fair Value Upside
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CIVB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
31.17
Upside
+8.41%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period

Civista Bancshares Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 31.17
(+8.41% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
DA Davidson
Buy33.00+14.70%31.00MaintainJul 27, 2026
Piper Sandler
Hold31.00+7.75%30.00MaintainJul 27, 2026
Keefe, Bruyette & Woods
Buy31.00+7.75%29.00MaintainJul 24, 2026
Piper Sandler
Hold30.00+4.28%27.00MaintainJun 25, 2026
Piper Sandler
Hold27.00-6.15%25.00MaintainApr 24, 2026

Civista Bancshares Inc Earnings Call Summary for Q2/2026

  • Q2 net income rose 30% YoY to $14.3M ($0.69/share), beating estimates by $0.02; revenue of $47.6M missed forecast by 1% at $48.08M.
  • Net interest margin expanded 4bps to 3.89%; efficiency ratio improved to 58.2% from 64.5% YoY as expenses fell 4.1% sequentially to $28.7M.
  • Management projects mid-single-digit loan growth for remainder of 2026; NIM expected flat in Q3, up 1-2bps in Q4 to upper 3.80%-low 3.90% range.
  • Leadership transition announced: CEO Dennis Shaffer moving to chairman role; Chuck Parcher to become president and CEO next month.
  • Stock down 0.75% premarket to $27.96, near 52-week high; tangible book value rose to $20.43, marking seventh consecutive quarterly increase.
Last Updated: 2026-07-23, 01:54 p/m
Read Full Transcript

Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
0.69 / 0.67
Revenue / Forecast
47.6M / 48.08M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.69%
Dividend Yield
2.53%
Industry Median 2.70%
Annualized payout
0.72
Paid quarterly
5-Years Growth
+8.76%
Growth Streak

CIVB Income Statement

Compare CIVB to Peers and Sector

Metrics to compare
CIVB
Peers
Sector
Relationship
P/E Ratio
11.1x11.7x10.0x
PEG Ratio
1.620.230.03
Price/Book
1.1x1.3x1.0x
Price / LTM Sales
3.3x3.9x2.9x
Upside (Analyst Target)
8.0%6.8%12.9%
Fair Value Upside
Unlock−4.6%2.1%Unlock

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Sector
Financial
Employees
548

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
6.36M30.60%182.66M
Other Institutional Investors
7.49M36.03%215.10M
Public Companies & Retail Investors
6.94M33.37%199.24M
Total
20.79M100.00%597M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.15%1,487,60042,709
Wellington Management Group LLP6.43%1,337,58838,402

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FAQ

What Is the Civista Bancshares (CIVB) Stock Price Today?

The Civista Bancshares stock price today is 28.75 USD.

What Stock Exchange Does Civista Bancshares Trade On?

Civista Bancshares is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Civista Bancshares?

The stock symbol for Civista Bancshares is "CIVB."

Does Civista Bancshares Pay Dividends? What’s The Current Dividend Yield?

The Civista Bancshares dividend yield is 2.53%.

What Is the Civista Bancshares Market Cap?

As of today, Civista Bancshares market cap is 599.29M USD.

What Is Civista Bancshares's Earnings Per Share (TTM)?

The Civista Bancshares EPS (TTM) is 2.69.

When Is the Next Civista Bancshares Earnings Date?

Civista Bancshares will release its next earnings report on Oct 23, 2026.

From a Technical Analysis Perspective, Is CIVB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Civista Bancshares Stock Split?

Civista Bancshares has split 1 times.

How Many Employees Does Civista Bancshares Have?

Civista Bancshares has 548 employees.

What is the current trading status of Civista Bancshares (CIVB)?

As of Aug 13, 2026, Civista Bancshares (CIVB) is trading at a price of 28.75 USD, with a previous close of 28.71 USD. The stock has fluctuated within a day range of 28.75 USD to 29.07 USD, while its 52-week range spans from 19.67 USD to 29.97 USD.

What Is Civista Bancshares (CIVB) Price Target According to Analysts?

The average 12-month price target for Civista Bancshares is 31.17 USD, with a high estimate of 33 USD and a low estimate of 29 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +8.41% Upside potential.
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