First Financial Bancorp (FFBC)

Currency in USD
33.92
+0.11(+0.31%)
Real-time Data·
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Fair Value
Day's Range
33.7834.17
52 wk Range
23.0636.24
Key Statistics
Prev. Close
33.82
Open
33.99
Day's Range
33.78-34.17
52 wk Range
23.06-36.24
Volume
275.02K
Average Volume (3m)
1.03M
1-Year Change
38.5463%
Book Value / Share
28.47
Fair Value
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Fair Value Upside
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FFBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
37.57
Upside
+10.76%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

First Financial Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Sell

Analyst Ratings

3 Buy
4 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 37.57
(+10.76% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Truist Securities
Hold35.00+3.21%33.00MaintainJul 10, 2026
RBC Capital
Hold36.00+6.16%32.00MaintainJul 01, 2026
Raymond James
Buy34.00+0.27%33.00MaintainApr 27, 2026
Keefe, Bruyette & Woods
Hold34.00+0.27%32.00MaintainApr 27, 2026
RBC Capital
Hold32.00-5.63%30.00MaintainApr 27, 2026

First Financial Bancorp Earnings Call Summary for Q2/2026

  • First Financial posted Q2 2026 adjusted EPS of $0.80, beating estimates by 2.56%, though revenue missed forecasts at $264.17M vs $270.29M expected.
  • Net interest margin held steady at 3.98%; loan growth ran at 7% annualized pace; board raised quarterly dividend to $0.26 per share from prior level.
  • Shares fell 5.92% in premarket to $33.56 despite earnings beat, as investors focused on revenue miss and active M&A strategy including new Finward deal.
  • Q3 guidance: mid-single-digit loan growth, NIM of 3.96%-4.01%, fee income of $74M-$77M, and non-interest expenses of $149M-$152M expected.
  • Finward Bancorp acquisition expected to close end-2026, add 5% to EPS by Q4 2027, expanding Chicago and Northwest Indiana presence significantly.
Last Updated: 2026-07-22, 09:24 a/m
Read Full Transcript

Earnings

Latest Release
Jul 21, 2026
EPS / Forecast
0.80 / 0.78
Revenue / Forecast
264.17M / 270.29M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.83%
Dividend Yield
3.08%
Industry Median 2.82%
Annualized payout
1.04
Paid quarterly
5-Years Growth
+1.68%
Growth Streak

FFBC Income Statement

Compare FFBC to Peers and Sector

Metrics to compare
FFBC
Peers
Sector
Relationship
P/E Ratio
12.5x11.9x10.0x
PEG Ratio
0.940.230.03
Price/Book
1.2x1.0x1.0x
Price / LTM Sales
3.7x3.9x2.9x
Upside (Analyst Target)
12.4%16.5%14.0%
Fair Value Upside
Unlock−10.3%2.7%Unlock

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Sector
Financial
Employees
2371

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
56.99M54.30%1.93B
Other Institutional Investors
32.53M30.99%1.10B
Public Companies & Retail Investors
15.44M14.71%522.05M
Total
104.96M100.00%3.55B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.14.48%15,202,587514,151
Dimensional Fund Advisors LP6.31%6,617,522223,805

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FAQ

What Is the First Financial Bancorp (FFBC) Stock Price Today?

The First Financial Bancorp stock price today is 33.92 USD.

What Stock Exchange Does First Financial Bancorp Trade On?

First Financial Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for First Financial Bancorp?

The stock symbol for First Financial Bancorp is "FFBC."

Does First Financial Bancorp Pay Dividends? What’s The Current Dividend Yield?

The First Financial Bancorp dividend yield is 3.08%.

What Is the First Financial Bancorp Market Cap?

As of today, First Financial Bancorp market cap is 3.56B USD.

What Is First Financial Bancorp's Earnings Per Share (TTM)?

The First Financial Bancorp EPS (TTM) is 2.83.

When Is the Next First Financial Bancorp Earnings Date?

First Financial Bancorp will release its next earnings report on Oct 22, 2026.

From a Technical Analysis Perspective, Is FFBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has First Financial Bancorp Stock Split?

First Financial Bancorp has split 15 times.

How Many Employees Does First Financial Bancorp Have?

First Financial Bancorp has 2371 employees.

What is the current trading status of First Financial Bancorp (FFBC)?

As of Jul 30, 2026, First Financial Bancorp (FFBC) is trading at a price of 33.92 USD, with a previous close of 33.82 USD. The stock has fluctuated within a day range of 33.78 USD to 34.17 USD, while its 52-week range spans from 23.06 USD to 36.24 USD.

What Is First Financial Bancorp (FFBC) Price Target According to Analysts?

The average 12-month price target for First Financial Bancorp is 37.57 USD, with a high estimate of 40 USD and a low estimate of 35 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +10.76% Upside potential.
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