HDFC Life Insurance Company Ltd (HDFL)

Currency in INR
536.00
-4.00(-0.74%)
Closed·
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Fair Value
Day's Range
532.40540.55
52 wk Range
530.50815.00
Key Statistics
Bid/Ask
535.75 / 536.00
Prev. Close
540
Open
540
Day's Range
532.4-540.55
52 wk Range
530.5-815
Volume
3.64M
Average Volume (3m)
3.53M
1-Year Change
-29.9117%
Fair Value
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Fair Value Upside
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HDFL Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
749.15
Upside
+39.77%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high earnings multiple
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

33 Buy
1 Hold
0 Sell
Ratings:
34 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 749.15
(+39.77% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
ICICI Securities
Buy620.00+15.67%660.00MaintainJul 21, 2026
Kotak
Buy820.00+52.99%-MaintainJul 16, 2026
Nomura/Instinet
Buy730.00+36.19%725.00UpgradeJul 16, 2026
Investec
Buy850.00+58.58%-MaintainJun 27, 2026
Macquarie
Buy900.00+67.91%-MaintainMay 25, 2026

HDFC Life Insurance Company Ltd Earnings Call Summary for Q1/2027

  • HDFC Life reported 9% growth in new business value to INR 879 crore with margins improving to 25% from 24.2% sequentially in Q1 FY2027.
  • Profit after tax rose 12% YoY to INR 611 crore; AUM crossed INR 4 trillion milestone with solvency ratio strengthening to 185%.
  • Company targets FY2027 growth matching 15-17% industry pace; expects VNB growth to track APE with margins stable around 24-25% range.
  • HDFC Bank channel dependence remains at 47% of retail APE; 13-month persistency declined to 84% presenting retention challenges ahead.
  • Management prioritizes volume growth over margin expansion; expects agency channel to sustain 21% growth as bank channel normalizes post-competition.
Last Updated: 2026-07-15, 08:52 a/m
Read Full Transcript

Earnings

Latest Release
Jul 15, 2026
EPS / Forecast
2.80 / 2.66
Revenue / Forecast
171.68B / 158.21B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -
Dividend Yield
0.39%
Industry Median 1.58%
Annualized payout
2.10
Paid unevenly
5-Years Growth
+0.78%
Growth Streak

HDFL Income Statement

Compare HDFL to Peers and Sector

Metrics to compare
HDFL
Peers
Sector
Relationship
P/E Ratio
59.4x15.0x10.0x
PEG Ratio
11.820.170.03
Price/Book
6.0x1.7x1.0x
Price / LTM Sales
1.1x1.2x2.9x
Upside (Analyst Target)
36.1%34.8%13.5%
Fair Value Upside
Unlock9.0%2.7%Unlock

HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.

Industry
Insurance
Sector
Financial
Employees
38291
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
618.01M28.45%333.72B
Other Institutional Investors
1.17B53.73%630.29B
Public Companies & Retail Investors
387.27M17.83%209.12B
Total
2.17B100.00%1.17T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
HDFC Bank Limited49.87%1,083,342,272585,004,827
Exide Industries Limited4.01%87,022,22246,992,000

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FAQ

What Is the HDFC Life (HDFL) Stock Price Today?

The HDFC Life stock price today is 536.00 INR.

What Stock Exchange Does HDFC Life Trade On?

HDFC Life is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for HDFC Life?

The stock symbol for HDFC Life is "HDFL."

Does HDFC Life Pay Dividends? What’s The Current Dividend Yield?

The HDFC Life dividend yield is 0.39%.

What Is the HDFC Life Market Cap?

As of today, HDFC Life market cap is 1.16T INR.

When Is the Next HDFC Life Earnings Date?

HDFC Life will release its next earnings report on Oct 16, 2026.

From a Technical Analysis Perspective, Is HDFL a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has HDFC Life Stock Split?

HDFC Life has split 0 times.

How Many Employees Does HDFC Life Have?

HDFC Life has 38291 employees.

What is the current trading status of HDFC Life (HDFL)?

As of Aug 11, 2026, HDFC Life (HDFL) is trading at a price of 536.00 INR, with a previous close of 540.00 INR. The stock has fluctuated within a day range of 532.40 INR to 540.55 INR, while its 52-week range spans from 530.50 INR to 815.00 INR.

What Is HDFC Life (HDFL) Price Target According to Analysts?

The average 12-month price target for HDFC Life is 749.15 INR, with a high estimate of 910 INR and a low estimate of 620 INR. 33 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +39.77% Upside potential.
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