Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA)

Currency in EUR
1.1960
0.0000(0.00%)
Delayed Data·
Earnings results expected in 9 days
LDA is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.18801.2200
52 wk Range
1.06601.3600
Key Statistics
Bid/Ask
1.192 / 1.198
Prev. Close
1.196
Open
1.196
Day's Range
1.188-1.22
52 wk Range
1.066-1.36
Volume
13.07K
Average Volume (3m)
516.86K
1-Year Change
-5.6782%
Fair Value
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Fair Value Upside
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LDA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1.4514
Upside
+21.36%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

5 Buy
2 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 1.4514
(+21.36% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
UBS
Buy1.35+12.88%-New CoverageJan 20, 2026

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Earnings Call Summary for Q2/2026

  • Línea Directa's H1 2026 net profit surged 19% YoY to €52.1M; gross written premiums rose 9.2% to €609.3M across all business lines.
  • Combined ratio improved to 91.1% from 92.3%; ROE reached 23.3% while Solvency II ratio strengthened to 196.3% despite interim dividend.
  • Motor insurance drove growth with premiums above €490M (up 9.8%); health segment accelerated 17.7% as digital sales rose to 13-14% of new business.
  • Management targets home insurance combined ratio of 80-90%; expects technical breakeven in health and will adjust premiums if inflation pressures intensify.
  • Company plans two interim dividends plus year-end payment; Madrid property renovation to complete by end-2026 with rental income resuming June 2027.
Last Updated: 2026-07-27, 03:54 a/m
Read Full Transcript

Earnings

Latest Release
Jul 27, 2026
EPS / Forecast
0.03 / 0.02
Revenue / Forecast
305.5M / 296.46M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.09%
Dividend Yield
2.99%
Industry Median 3.88%
Annualized payout
0.04
Paid unevenly
5-Years Growth
-10.55%
Growth Streak

LDA Income Statement

Compare LDA to Peers and Sector

Metrics to compare
LDA
Peers
Sector
Relationship
P/E Ratio
13.8x11.9x9.4x
PEG Ratio
1.000.470.03
Price/Book
3.0x1.8x1.0x
Price / LTM Sales
1.1x1.3x2.9x
Upside (Analyst Target)
21.4%12.9%19.0%
Fair Value Upside
Unlock−4.3%2.6%Unlock

Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. The Automobiles segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, fire, aesthetic damage, and anti-squatting insurance. The Health Insurance segment provides health care products Vivaz brands. The Other Insurance segment offers travel assistance for credit card holders, wellness insurance, pet insurance, and multi-risk insurance. It also provides vehicle repair services through telephone and internet sales distribution channels. Línea Directa Aseguradora, S.A. was formerly known as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros and changed its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995. Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros was incorporated in 1994 and is based in Tres Cantos, Spain.

Industry
Insurance
Sector
Financial
Employees
2373
Market
Spain

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
136.83M12.58%164.19M
Other Institutional Investors
686.07M63.10%823.29M
Public Companies & Retail Investors
264.33M24.31%317.20M
Total
1.09B100.00%1.3B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Cartival S.A.20.57%223,669,661268,404
Bankinter, S.A.17.44%189,602,214227,523

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FAQ

What Is the Linea Directa Aseguradora (LDA) Stock Price Today?

The Linea Directa Aseguradora stock price today is 1.1960 EUR.

What Stock Exchange Does Linea Directa Aseguradora Trade On?

Linea Directa Aseguradora is listed and trades on the Madrid Stock Exchange.

What Is the Stock Symbol for Linea Directa Aseguradora?

The stock symbol for Linea Directa Aseguradora is "LDA."

Does Linea Directa Aseguradora Pay Dividends? What’s The Current Dividend Yield?

The Linea Directa Aseguradora dividend yield is 2.98%.

What Is the Linea Directa Aseguradora Market Cap?

As of today, Linea Directa Aseguradora market cap is 1.3000B EUR.

What Is Linea Directa Aseguradora's Earnings Per Share (TTM)?

The Linea Directa Aseguradora EPS (TTM) is 0.0864.

When Is the Next Linea Directa Aseguradora Earnings Date?

Linea Directa Aseguradora will release its next earnings report on Oct 16, 2026.

From a Technical Analysis Perspective, Is LDA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Linea Directa Aseguradora Stock Split?

Linea Directa Aseguradora has split 0 times.

How Many Employees Does Linea Directa Aseguradora Have?

Linea Directa Aseguradora has 2373 employees.

What is the current trading status of Linea Directa Aseguradora (LDA)?

As of Oct 07, 2026, Linea Directa Aseguradora (LDA) is trading at a price of 1.1960 EUR, with a previous close of 1.1960 EUR. The stock has fluctuated within a day range of 1.1880 EUR to 1.2200 EUR, while its 52-week range spans from 1.0660 EUR to 1.3600 EUR.

What Is Linea Directa Aseguradora (LDA) Price Target According to Analysts?

The average 12-month price target for Linea Directa Aseguradora is 1.4514 EUR, with a high estimate of 1.6 EUR and a low estimate of 1.15 EUR. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +21.36% Upside potential.
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