Mercury General Corporation (MCY)

Currency in USD
109.50
+2.06(+1.92%)
Closed·
109.500.00(0.00%)
·
MCY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
106.17109.53
52 wk Range
70.52113.06
Key Statistics
Prev. Close
107.44
Open
107.4
Day's Range
106.17-109.53
52 wk Range
70.52-113.06
Volume
276.93K
Average Volume (3m)
293K
1-Year Change
54.5955%
Book Value / Share
51.2
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
MCY Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
120.00
Upside
+9.59%
Members' Sentiments
Bearish
Bullish
ProTips
Cash flows can sufficiently cover interest payments
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 120.00
(+9.59% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Raymond James
Buy100.00-8.68%90.00MaintainSep 22, 2025

Mercury General Corporation Earnings Call Summary for Q4/2024

  • Q4 2024 EPS of $2.78 beat $1.77 forecast; revenue of $1.35B exceeded $1.27B estimate; stock surged 8.66% to $54.43
  • Net premiums written grew 16% in Q4, 20.5% for full year; combined ratio improved to 91.4%; investment income up 1518% YoY
  • 2025 outlook: investment income near 2024 levels; moderate reinsurance cost increase; aim for 96% combined ratio long-term
  • Challenges: high wildfire losses, rising reinsurance costs, California market risks, bodily injury severity trends in mid-teens
  • Strong cash position of $1B+ earning 4.35%; maintained dividends for 39 consecutive years, demonstrating financial stability
Last Updated: 2025-02-12, 01:48 p/m
Read Full Transcript

Earnings

Latest Release
Aug 04, 2026
EPS / Forecast
3.52 / 2.40
Revenue / Forecast
1.56B / 1.5B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 16.91%
Dividend Yield
1.18%
Industry Median 3.09%
Annualized payout
1.27
Paid quarterly
5-Years Growth
-12.86%
Growth Streak

MCY Income Statement

Compare MCY to Peers and Sector

Metrics to compare
MCY
Peers
Sector
Relationship
P/E Ratio
6.5x15.6x10.0x
PEG Ratio
0.050.370.03
Price/Book
2.1x2.0x1.0x
Price / LTM Sales
1.0x1.5x2.9x
Upside (Analyst Target)
9.6%−5.3%13.3%
Fair Value Upside
Unlock22.0%2.4%Unlock

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company’s automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Industry
Insurance
Sector
Financial
Employees
4380

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
13.59M24.54%1.49B
Other Institutional Investors
13.12M23.70%1.44B
Public Companies & Retail Investors
28.67M51.76%3.14B
Total
55.39M100.00%6.07B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.79%4,317,164472,729
Rubric Capital Management LP3.89%2,154,504235,918

People Also Watch

75.38
DBD
+1.10%
66.29
PARR
-3.84%
59.90
KGS
+5.35%
128.32
GVA
+5.53%
252.64
ENVA
-1.30%

FAQ

What Is the Mercury General (MCY) Stock Price Today?

The Mercury General stock price today is 109.50 USD.

What Stock Exchange Does Mercury General Trade On?

Mercury General is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Mercury General?

The stock symbol for Mercury General is "MCY."

Does Mercury General Pay Dividends? What’s The Current Dividend Yield?

The Mercury General dividend yield is 1.18%.

What Is the Mercury General Market Cap?

As of today, Mercury General market cap is 6.07B USD.

What Is Mercury General's Earnings Per Share (TTM)?

The Mercury General EPS (TTM) is 16.91.

When Is the Next Mercury General Earnings Date?

Mercury General will release its next earnings report on Nov 03, 2026.

From a Technical Analysis Perspective, Is MCY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Mercury General Stock Split?

Mercury General has split 2 times.

How Many Employees Does Mercury General Have?

Mercury General has 4380 employees.

What is the current trading status of Mercury General (MCY)?

As of Aug 09, 2026, Mercury General (MCY) is trading at a price of 109.50 USD, with a previous close of 107.44 USD. The stock has fluctuated within a day range of 106.17 USD to 109.53 USD, while its 52-week range spans from 70.52 USD to 113.06 USD.

What Is Mercury General (MCY) Price Target According to Analysts?

The average 12-month price target for Mercury General is 120.00 USD, with a high estimate of 120 USD and a low estimate of 120 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +9.59% Upside potential.

What Is the MCY Premarket Price?

MCY's last pre-market stock price is 108.00 USD. The pre-market share volume is 260.00, and the stock has decreased by 0.56, or 0.52%.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.