nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
Cloud Banking Pionee | nCino leads in cloud-based software for financial institutions, offering solutions for loan origination, client onboarding, and operational efficiency |
AI-Driven Innovation | Explore nCino's strategic focus on AI and machine learning, including the game-changing Banking Advisor tool for informed decision-making in finance |
Growth Amid Challenges | Delve into nCino's expansion efforts, balancing core strength in commercial lending with new ventures in consumer banking and mortgage solutions |
Financial Outlook | Analyst price targets range from $29 to $41 per share, with nCino projecting 7-8% revenue growth for fiscal year 2026 amid market competition |
Metrics to compare | NCNO | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipNCNOPeersSector | |
|---|---|---|---|---|
P/E Ratio | 385.8x | −7.7x | 13.0x | |
PEG Ratio | 3.39 | −0.48 | 0.01 | |
Price/Book | 1.9x | 5.2x | 2.4x | |
Price / LTM Sales | 3.4x | 2.0x | 2.3x | |
Upside (Analyst Target) | 37.5% | 68.5% | 29.6% | |
Fair Value Upside | Unlock | 37.0% | 3.1% | Unlock |