Nu Holdings Ltd (NU)

Currency in USD
13.51
-0.09(-0.66%)
Closed·
13.60+0.09(+0.67%)
·
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Fair Value
Day's Range
13.4113.79
52 wk Range
9.0118.98
Key Statistics
Prev. Close
13.6
Open
13.71
Day's Range
13.41-13.79
52 wk Range
9.01-18.98
Volume
53.83M
Average Volume (3m)
55.64M
1-Year Change
31.9336%
Book Value / Share
2.33
Fair Value
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Fair Value Upside
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NU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.25
Upside
+49.89%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Nu Holdings Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Nu Holdings Ltd SWOT Analysis


Digital Banking Giant
Nubank dominates Latin American fintech, serving 105 million customers in Brazil and expanding across the region with innovative financial products
Financial Momentum
Analysts project robust growth with net income reaching $3.9 billion by 2026 and ROE maintaining around 29%, supported by a PEG ratio of 0.7x
Strategic Expansion
Explore Nubank's ambitious push into Brazil's payroll loan market, aiming for a 10% share by 2026, far exceeding consensus estimates of 3-4%
Navigating Challenges
Learn how Nubank addresses foreign exchange volatility and competitive pressures while leveraging its digital model to outpace traditional banks
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q4/2025

  • Q4 2025 revenue hit $4.9B, up 45% YoY, beating forecast by 29%; net income rose 50% to $895M with 33% ROE.
  • Customer base expanded to 131M globally with 83% activity rate; total credit portfolio reached $32.7B driven by cards and unsecured lending.
  • Total deposits grew 29% YoY to $41.9B; stock rose 0.82% to $16.53 post-earnings before slight aftermarket decline of 0.36%.
  • Company plans geographic expansion, particularly in U.S. market following regulatory approvals, while enhancing digital ecosystem capabilities.
  • Regulatory changes in Brazil affecting FGTS loans pose growth risks; return-to-office initiatives may temporarily increase operational costs.
Last Updated: 2026-02-25, 06:44 p/m
Read Full Transcript

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
22.9x9.8x9.5x
PEG Ratio
0.510.390.03
Price/Book
5.8x1.6x1.0x
Price / LTM Sales
9.4x3.4x2.7x
Upside (Analyst Target)
47.9%33.1%22.7%
Fair Value Upside
Unlock7.0%3.8%Unlock

Analyst Ratings

17 Buy
1 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 20.25
(+49.89% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
UBS
Buy17.60+30.27%17.20UpgradeMar 19, 2026
Itau BBA
Buy20.00+48.04%-MaintainMar 17, 2026
BofA Securities
Hold17.00+25.83%18.00MaintainMar 09, 2026
UBS
Hold17.20+27.31%18.40MaintainMar 04, 2026
Itau BBA
Buy20.00+48.04%-MaintainFeb 24, 2026

Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
0.19 / 0.19
Revenue / Forecast
4.9B / 3.79B
EPS Revisions
Last 90 days

NU Income Statement

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FAQ

What Is the Nu Holdings (NU) Stock Price Today?

The Nu Holdings stock price today is 13.51 USD.

What Stock Exchange Does Nu Holdings Trade On?

Nu Holdings is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Nu Holdings?

The stock symbol for Nu Holdings is "NU."

What Is the Nu Holdings Market Cap?

As of today, Nu Holdings market cap is 65.70B USD.

What Is Nu Holdings's Earnings Per Share (TTM)?

The Nu Holdings EPS (TTM) is 0.58.

When Is the Next Nu Holdings Earnings Date?

Nu Holdings will release its next earnings report on May 14, 2026.

From a Technical Analysis Perspective, Is NU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Nu Holdings Stock Split?

Nu Holdings has split 0 times.

What is the current trading status of Nu Holdings (NU)?

As of Mar 31, 2026, Nu Holdings (NU) is trading at a price of 13.51 USD, with a previous close of 13.60 USD. The stock has fluctuated within a day range of 13.41 USD to 13.79 USD, while its 52-week range spans from 9.01 USD to 18.98 USD.

What Is Nu Holdings (NU) Price Target According to Analysts?

The average 12-month price target for Nu Holdings is 20.25 USD, with a high estimate of 22 USD and a low estimate of 17 USD. 17 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +49.89% Upside potential.

What Is the NU Premarket Price?

NU's last pre-market stock price is 13.76 USD. The pre-market share volume is 149,530.00, and the stock has decreased by 0.16, or 1.17%.

What Is the NU After Hours Price?

NU's last after hours stock price is 13.60 USD, the stock has decreased by 0.09, or 0.67%.
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