Nu Holdings Ltd (NU)

Currency in USD
13.48
+0.09(+0.67%)
Real-time Data·
NU is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
13.3213.75
52 wk Range
11.2018.98
Key Statistics
Prev. Close
13.39
Open
13.42
Day's Range
13.32-13.75
52 wk Range
11.2-18.98
Volume
8.64M
Average Volume (3m)
51.27M
1-Year Change
-0.1853%
Book Value / Share
2.59
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
NU Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
17.82
Upside
+32.22%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Nu Holdings Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Neutral
Moving Averages
Buy

Analyst Ratings

19 Buy
2 Hold
1 Sell
Ratings:
22 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 17.82
(+32.22% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Needham
Buy17.00+26.39%-New CoverageJun 26, 2026
Citi
Hold13.00-3.35%18.00DowngradeJun 15, 2026
Susquehanna
Hold13.00-3.35%18.00DowngradeJun 03, 2026
BofA Securities
Sell10.00-25.65%16.00DowngradeJun 02, 2026
UBS
Buy16.90+25.65%18.10MaintainMay 20, 2026

Nu Holdings Ltd SWOT Analysis


Digital Banking Giant
Nubank dominates Latin American fintech, serving 105 million customers in Brazil and expanding across the region with innovative financial products
Financial Momentum
Analysts project robust growth with net income reaching $3.9 billion by 2026 and ROE maintaining around 29%, supported by a PEG ratio of 0.7x
Strategic Expansion
Explore Nubank's ambitious push into Brazil's payroll loan market, aiming for a 10% share by 2026, far exceeding consensus estimates of 3-4%
Navigating Challenges
Learn how Nubank addresses foreign exchange volatility and competitive pressures while leveraging its digital model to outpace traditional banks
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q1/2026

  • Nu Holdings posted Q1 2026 EPS of $0.18, missing analyst estimates of $0.20 by 10%, though stock rose 0.23% in aftermarket trading to $12.85.
  • Record revenue hit $5B with net income of $871M, up 41% YoY; net interest income reached $3.25B, up 12% QoQ with 21.1% margin.
  • CEO Vélez emphasized AI transformation strategy to rebuild banking operations, driving efficiency improvements with core ratio at 16.6%.
  • Company forecasts Q2-Q3 EPS between $0.22-$0.27; analysts project 39% upside potential despite stock trading 32% below 52-week high.
  • Key risks include rising credit loss provisions, elevated expenses from strategic investments, and macroeconomic pressures across Latin America.
Last Updated: 2026-05-14, 07:20 p/m
Read Full Transcript

Earnings

Latest Release
May 14, 2026
EPS / Forecast
0.18 / 0.20
Revenue / Forecast
4.97B / 5.1B
EPS Revisions
Last 90 days

NU Income Statement

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
20.7x11.8x10.0x
PEG Ratio
0.430.570.03
Price/Book
5.2x1.8x1.0x
Price / LTM Sales
8.7x3.7x2.9x
Upside (Analyst Target)
34.4%20.9%13.7%
Fair Value Upside
Unlock2.1%2.0%Unlock

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.24B25.46%16.57B
Other Institutional Investors
1.90B39.07%25.44B
Public Companies & Retail Investors
1.72B35.47%23.09B
Total
4.86B100.00%65.1B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.6.98%339,431,4674,544,987
Baillie Gifford & Co.5.07%246,564,4543,301,498

People Also Watch

158.56
SPCX
+0.65%
570.86
WDC
-4.60%
86.795
ASTS
+0.81%
208.84
GLW
-5.35%
306.88
VRT
-1.46%

FAQ

What Is the Nu Holdings (NU) Stock Price Today?

The Nu Holdings stock price today is 13.48 USD.

What Stock Exchange Does Nu Holdings Trade On?

Nu Holdings is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Nu Holdings?

The stock symbol for Nu Holdings is "NU."

What Is the Nu Holdings Market Cap?

As of today, Nu Holdings market cap is 64.86B USD.

What Is Nu Holdings's Earnings Per Share (TTM)?

The Nu Holdings EPS (TTM) is 0.65.

When Is the Next Nu Holdings Earnings Date?

Nu Holdings will release its next earnings report on Aug 18, 2026.

From a Technical Analysis Perspective, Is NU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Nu Holdings Stock Split?

Nu Holdings has split 0 times.

What is the current trading status of Nu Holdings (NU)?

As of Jul 02, 2026, Nu Holdings (NU) is trading at a price of 13.48 USD, with a previous close of 13.39 USD. The stock has fluctuated within a day range of 13.32 USD to 13.75 USD, while its 52-week range spans from 11.20 USD to 18.98 USD.

What Is Nu Holdings (NU) Price Target According to Analysts?

The average 12-month price target for Nu Holdings is 17.82 USD, with a high estimate of 22 USD and a low estimate of 10 USD. 19 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +32.22% Upside potential.

What Is the NU Premarket Price?

NU's last pre-market stock price is 13.45 USD. The pre-market share volume is 145,860.00, and the stock has decreased by 0.06, or 0.46%.

What Is the NU After Hours Price?

NU's last after hours stock price is 13.42 USD, the stock has decreased by 0.03, or 0.22%.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.