Nu Holdings Ltd (NU)

NYSE
Currency in USD
12.01
+0.26(+2.21%)
Closed·
After Hours
12.03+0.02(+0.17%)
·
NU Scorecard
Full Analysis
2 analysts have revised their earnings downwards for the upcoming period
Fair Value
Day's Range
11.7712.04
52 wk Range
9.0116.15
Key Statistics
Edit
Prev. Close
11.75
Open
11.87
Day's Range
11.77-12.04
52 wk Range
9.01-16.15
Volume
41.73M
Average Volume (3m)
57.61M
1-Year Change
8.69%
Book Value / Share
1.59
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
NU Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
14.21
Upside
+18.32%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
Show more

Nu Holdings Ltd Company Profile

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Nu Holdings Ltd SWOT Analysis


Fintech Disrupto
NU Holdings revolutionizes Latin American banking with innovative digital services, capturing over 30% market share among low-income credit card users in Brazil
Growth vs. Risk
Explore NU's strategic expansion and product diversification, balanced against rising non-performing loans and challenges in higher-income segments
Analyst Perspectives
Average price target of $15.70, with Barclays rating "Overweight" at $17 and J.P. Morgan downgrading to "Neutral" at $14.50
Global Ambitions
Delve into NU's potential expansion beyond Latin America, considering markets like the US and Asia, while navigating regulatory hurdles and competition
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q2/2024

  • Nu Holdings added 5.2M customers, reaching 104.5M total; revenue up 65% YoY to $2.8B; net income at $487M
  • Average products per active customer: 4.1; ARPAC rose to $11.2; lending originations up 78% YoY to R$13B
  • Deposits in Brazil grew 10% QoQ to $21.7B; total deposit base reached $25.2B; net interest income up 77% YoY to $1.7B
  • Company acquired AI solutions provider Hyperplane; aims to become S2 financial institution in Brazil by mid-2025
  • Executives bullish on Mexico growth, open banking opportunities in Brazil, and expansion in high-income customer segment
Last Updated: 2024-08-14, 03:24 p/m
Read Full Transcript

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
29.3x10.1x8.6x
PEG Ratio
0.330.130.03
Price/Book
7.6x0.8x1.0x
Price / LTM Sales
10.5x2.5x2.6x
Upside (Analyst Target)
16.6%23.3%17.7%
Fair Value Upside
Unlock−2.6%3.7%Unlock

Analyst Ratings

11 Buy
6 Hold
2 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 14.21
(+18.32% Upside)

Earnings

Latest Release
Feb 20, 2025
EPS / Forecast
0.1129 / 0.1223
Revenue / Forecast
2.99B / 2.74B
EPS Revisions
Last 90 days

People Also Watch

182.73
COF
-1.25%
438.62
MCO
-0.22%
139.56
DVA
0.00%
373.65
CHTR
+11.43%
21.670
SIRI
+1.45%

FAQ

What Is the Nu Holdings (NU) Stock Price Today?

The Nu Holdings stock price today is 12.01

What Stock Exchange Does Nu Holdings Trade On?

Nu Holdings is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Nu Holdings?

The stock symbol for Nu Holdings is "NU."

What Is the Nu Holdings Market Cap?

As of today, Nu Holdings market cap is 57.87B.

What is Nu Holdings Earnings Per Share?

The Nu Holdings EPS is 0.41.

What Is the Next Nu Holdings Earnings Date?

Nu Holdings will release its next earnings report on May 13, 2025.

From a Technical Analysis Perspective, Is NU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.