Fintech Frontrunne | PagSeguro's impressive Total Payment Volume growth outpaces industry rates, tripling competitors and driving market share gains in the fintech secto |
Upmarket Challenges | Explore PagSeguro's strategic shift to higher-value segments, balancing reduced take rates with increased competition and potential margin pressures |
Investor Sentiment | Delve into the disconnect between PagSeguro's strong operational performance and mixed investor sentiment, with stock prices ranging from $6.11 to $14.98 |
Future Prospects | Analysts project continued market share gains for PagSeguro, with price targets ranging from $13 to $18, despite conservative guidance and economic headwinds |
Metrics to compare | PAGS | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipPAGSPeersSector | |
|---|---|---|---|---|
P/E Ratio | 6.4x | 19.8x | 9.9x | |
PEG Ratio | 0.88 | 0.54 | 0.03 | |
Price/Book | 0.9x | 3.2x | 1.0x | |
Price / LTM Sales | 0.7x | 3.6x | 2.9x | |
Upside (Analyst Target) | 29.1% | 38.0% | 15.5% | |
Fair Value Upside | Unlock | 21.0% | 1.6% | Unlock |
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.