PicS PicPay Inc (PICS)

Currency in USD
10.60
-0.44(-3.99%)
Closed·
10.600.00(0.00%)
·
PICS is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
10.4411.29
52 wk Range
8.3219.95
Key Statistics
Prev. Close
11.04
Open
10.97
Day's Range
10.44-11.29
52 wk Range
8.32-19.95
Volume
427.26K
Average Volume (3m)
434.27K
1-Year Change
-
Book Value / Share
9.42
Fair Value
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Fair Value Upside
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PICS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
19.48
Upside
+83.81%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple

PicS PicPay Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

9 Buy
0 Hold
0 Sell
Ratings:
9 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 19.48
(+83.81% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Mizuho
Buy16.00+50.94%18.00MaintainAug 26, 2026
RBC Capital
Buy16.00+50.94%18.00MaintainAug 25, 2026
Mizuho
Buy18.00+69.81%23.00MaintainJun 03, 2026
RBC Capital
Buy18.00+69.81%19.00MaintainJun 03, 2026
Wolfe Research
Buy16.00+50.94%20.00MaintainApr 15, 2026

PicS PicPay Inc Earnings Call Summary for Q2/2026

  • PicPay Q2 2026 revenue surged 67% YoY to BRL 4.1B; adjusted net income jumped 135% to BRL 283M, beating guidance across all major metrics.
  • 71% of revenue now from lower-risk streams vs. 63% prior year; credit portfolio nearly doubled to BRL 31.9B as business model diversifies.
  • Stock fell 3.21% after hours despite strong quarter as Q3 adjusted net income guided to BRL 265M, down 6% QoQ due to tax benefit normalization.
  • Management expects full-year efficiency ratio in low 40s/high 30s; KEV Seguros acquisition to contribute BRL 80-100M net income Aug-Dec 2026.
  • AI-driven productivity gains enabling margin expansion with flat headcount since Oct 2025; 90% of employees using AI platform as token costs drop 70%.
Last Updated: 2026-08-24, 06:32 p/m
Read Full Transcript

Earnings

Latest Release
Aug 24, 2026
EPS / Forecast
0.42 / 0.37
Revenue / Forecast
800.6M / 643.38M
EPS Revisions
Last 90 days

PICS Income Statement

Compare PICS to Peers and Sector

Metrics to compare
PICS
Peers
Sector
Relationship
P/E Ratio
5.5x10.4x9.7x
PEG Ratio
-0.360.03
Price/Book
1.2x1.2x1.0x
Price / LTM Sales
0.5x1.6x3.0x
Upside (Analyst Target)
74.2%25.8%13.9%
Fair Value Upside
Unlock17.2%2.6%Unlock

PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.82M1.40%20.82M
Other Institutional Investors
198.30M98.60%2.27B
Public Companies & Retail Investors
0.000.00%0.00
Total
200.11M100.00%2.29B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
J&F Participações Ltda.133.43%172,903,2481,981,471
Banco Original S.A.7.82%10,139,388116,197

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FAQ

What Is the PicS PicPay (PICS) Stock Price Today?

The PicS PicPay stock price today is 10.60 USD.

What Stock Exchange Does PicS PicPay Trade On?

PicS PicPay is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for PicS PicPay?

The stock symbol for PicS PicPay is "PICS."

What Is the PicS PicPay Market Cap?

As of today, PicS PicPay market cap is 1.43B USD.

What Is PicS PicPay's Earnings Per Share (TTM)?

The PicS PicPay EPS (TTM) is 10.37.

When Is the Next PicS PicPay Earnings Date?

PicS PicPay will release its next earnings report on Dec 04, 2026.

From a Technical Analysis Perspective, Is PICS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has PicS PicPay Stock Split?

PicS PicPay has split 0 times.

How Many Employees Does PicS PicPay Have?

PicS PicPay has 4644 employees.

What is the current trading status of PicS PicPay (PICS)?

As of Sep 09, 2026, PicS PicPay (PICS) is trading at a price of 10.60 USD, with a previous close of 11.04 USD. The stock has fluctuated within a day range of 10.44 USD to 11.29 USD, while its 52-week range spans from 8.32 USD to 19.95 USD.

What Is PicS PicPay (PICS) Price Target According to Analysts?

The average 12-month price target for PicS PicPay is 19.48 USD, with a high estimate of 24.36560702 USD and a low estimate of 15.15722401 USD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +83.81% Upside potential.

What Is the PICS Premarket Price?

PICS's last pre-market stock price is 11.05 USD. The pre-market share volume is 100.00, and the stock has decreased by 0.01, or 0.09%.
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