Southern Missouri Bancorp Inc (SMBC)

Currency in USD
70.70
-1.14(-1.59%)
Closed·
71.00+0.30(+0.42%)
·
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Fair Value
Day's Range
70.4772.69
52 wk Range
51.4679.86
Key Statistics
Prev. Close
70.7
Open
71.84
Day's Range
70.47-72.69
52 wk Range
51.46-79.86
Volume
109.65K
Average Volume (3m)
90.57K
1-Year Change
34.8207%
Book Value / Share
54.58
Fair Value
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Fair Value Upside
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SMBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
78.40
Upside
+10.89%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

1 Buy
5 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 78.40
(+10.89% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold74.00+4.67%83.00MaintainOct 26, 2026
Hovde Group
Hold76.00+7.50%-New CoverageOct 05, 2026
StoneX
Buy80.00+13.15%-New CoverageSep 23, 2026
Raymond James
Hold---New CoverageSep 01, 2026
Stephens
Hold---DowngradeAug 06, 2026

Southern Missouri Bancorp Inc Earnings Call Summary for Q1/2027

  • Southern Missouri Bancorp Q1 FY2027 EPS of $1.73 beat consensus of $1.66 by 4.2%; revenue of $53M topped estimates by 0.8% at $52.56M.
  • Net interest margin improved 3 basis points to 3.70%; tangible book value per share rose 2.3% to $48.52 amid continued capital buildup.
  • Credit quality strengthened with non-performing loans declining to $27M; allowance for credit losses increased to 1.31% of gross loans.
  • Management projects mid-single-digit loan growth for FY2027 but warns of seasonal softness and potential margin pressure to low-360bp range.
  • CEO Steffens noted M&A discussions becoming more active; strong capital position enables strategic acquisitions while maintaining $0.27 quarterly dividend.
Last Updated: 2026-10-22, 11:18 a/m
Read Full Transcript

Earnings

Latest Release
Oct 21, 2026
EPS / Forecast
1.73 / 1.66
Revenue / Forecast
53M / 52.56M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.80
Dividend Yield
1.53%
Industry Median 2.78%
Annualized payout
1.08
Paid quarterly
5-Years Growth
+8.77%
Growth Streak

SMBC Income Statement

Compare SMBC to Peers and Sector

Metrics to compare
SMBC
Peers
Sector
Relationship
P/E Ratio
10.4x13.4x9.1x
PEG Ratio
0.432.890.03
Price/Book
1.3x1.5x1.0x
Price / LTM Sales
4.0x4.0x2.7x
Upside (Analyst Target)
10.9%14.9%19.4%
Fair Value Upside
Unlock9.9%3.4%Unlock

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

Sector
Financial
Employees
725

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.21M29.22%227.14M
Other Institutional Investors
3.24M29.43%228.73M
Public Companies & Retail Investors
4.55M41.35%321.45M
Total
10.99M100.00%777.32M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.10.18%1,118,87779,105
Vanguard Capital Management, LLC4.35%478,78233,850

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FAQ

What Is the Southern Missouri (SMBC) Stock Price Today?

The Southern Missouri stock price today is 70.70 USD.

What Stock Exchange Does Southern Missouri Trade On?

Southern Missouri is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Southern Missouri?

The stock symbol for Southern Missouri is "SMBC."

Does Southern Missouri Pay Dividends? What’s The Current Dividend Yield?

The Southern Missouri dividend yield is 1.5%%.

What Is the Southern Missouri Market Cap?

As of today, Southern Missouri market cap is 777.32M USD.

What Is Southern Missouri's Earnings Per Share (TTM)?

The Southern Missouri EPS (TTM) is 6.80.

When Is the Next Southern Missouri Earnings Date?

Southern Missouri will release its next earnings report on Jan 25, 2027.

From a Technical Analysis Perspective, Is SMBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Southern Missouri Stock Split?

Southern Missouri has split 2 times.

How Many Employees Does Southern Missouri Have?

Southern Missouri has 725 employees.

What is the current trading status of Southern Missouri (SMBC)?

As of Nov 02, 2026, Southern Missouri (SMBC) is trading at a price of 70.70 USD, with a previous close of 70.70 USD. The stock has fluctuated within a day range of 70.47 USD to 72.69 USD, while its 52-week range spans from 51.46 USD to 79.86 USD.

What Is Southern Missouri (SMBC) Price Target According to Analysts?

The average 12-month price target for Southern Missouri is 78.40 USD, with a high estimate of 83 USD and a low estimate of 74 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +10.89% Upside potential.

What Is the SMBC After Hours Price?

SMBC's last after hours stock price is 71.00 USD, the stock has decreased by 0.30, or 0.42%.
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