Ready Capital Corp (RC)

Currency in USD
1.75
-0.01(-0.57%)
Closed·
1.76+0.01(+0.57%)
·
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Fair Value
Day's Range
1.731.78
52 wk Range
1.394.46
Key Statistics
Prev. Close
1.75
Open
1.76
Day's Range
1.73-1.78
52 wk Range
1.39-4.46
Volume
467.79K
Average Volume (3m)
1.3M
1-Year Change
-60.0457%
Book Value / Share
6.83
Fair Value
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Fair Value Upside
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RC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1.80
Upside
+2.86%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low Price / Book multiple

Ready Capital Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Neutral

Analyst Ratings

0 Buy
6 Hold
1 Sell
Ratings:
7 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 1.80
(+2.86% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
UBS
Hold2.00+14.29%2.50MaintainJul 16, 2026
Keefe, Bruyette & Woods
Sell1.40-20.00%1.60MaintainMay 11, 2026
Keefe, Bruyette & Woods
Sell1.60-8.57%1.85MaintainApr 08, 2026
Keefe, Bruyette & Woods
Sell1.85+5.71%2.05MaintainMar 04, 2026
Piper Sandler
Hold2.00+14.29%2.50MaintainMar 02, 2026

Ready Capital Corp Earnings Call Summary for Q2/2026

  • Ready Capital reported Q2 2026 distributable loss of $0.47/share, missing estimates of $0.44; revenue negative $13.84M vs. $70.69M forecast.
  • Book value/share declined 8.1% to $6.83 from $7.43, a slower erosion than Q1's 14.5% and Q4's 15.5% drops, signaling stabilization progress.
  • Company generated $1.9B from asset sales, paid down $1.7B debt, reaching 81% of liquidity target; no further large portfolio sales expected.
  • Management projects 25-35% operating expense reduction through 2027; plans $1.5B annual SBA lending with $500M new funding capacity from June securitization.
  • CEO Capasse confirmed path to profitability via legacy CRE runoff, SBA growth, and cost cuts; $1B in substandard loans and execution risk remain key challenges.
Last Updated: 2026-08-07, 09:12 a/m
Read Full Transcript

Earnings

Latest Release
Aug 06, 2026
EPS / Forecast
-0.47 / -0.44
Revenue / Forecast
-13.84M / 70.69M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -3.45%
Dividend Yield
2.27%
Industry Median 4.66%
Annualized payout
0.04
Paid quarterly
5-Years Growth
-36.23%
Growth Streak

RC Income Statement

Compare RC to Peers and Sector

Metrics to compare
RC
Peers
Sector
Relationship
P/E Ratio
−0.5x4.9x9.8x
PEG Ratio
0.01−0.280.03
Price/Book
0.3x0.6x1.0x
Price / LTM Sales
−1.1x3.3x3.0x
Upside (Analyst Target)
14.3%27.0%13.0%
Fair Value Upside
Unlock12.2%2.4%Unlock

Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending. Its LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and originates, and services USDA loans, as well as small business loans. The company originates, acquires, finances, and services lower-to-middle-market (LLM) commercial real estate loans, small business administration (SBA) loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities collateralized primarily by LLM loans, or other real estate-related investments. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
25.96M15.71%45.43M
Other Institutional Investors
68.48M41.46%119.85M
Public Companies & Retail Investors
70.75M42.83%123.81M
Total
165.19M100.00%289.08M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.10.74%17,747,76731,059
UBS Asset Management AG6.88%11,361,92919,883

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FAQ

What Is the Ready Capital (RC) Stock Price Today?

The Ready Capital stock price today is 1.75 USD.

What Stock Exchange Does Ready Capital Trade On?

Ready Capital is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Ready Capital?

The stock symbol for Ready Capital is "RC."

Does Ready Capital Pay Dividends? What’s The Current Dividend Yield?

The Ready Capital dividend yield is 2.27%.

What Is the Ready Capital Market Cap?

As of today, Ready Capital market cap is 289.64M USD.

What Is Ready Capital's Earnings Per Share (TTM)?

The Ready Capital EPS (TTM) is -3.45.

When Is the Next Ready Capital Earnings Date?

Ready Capital will release its next earnings report on Nov 05, 2026.

From a Technical Analysis Perspective, Is RC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Ready Capital Stock Split?

Ready Capital has split 0 times.

How Many Employees Does Ready Capital Have?

Ready Capital has 442 employees.

What is the current trading status of Ready Capital (RC)?

As of Sep 08, 2026, Ready Capital (RC) is trading at a price of 1.75 USD, with a previous close of 1.75 USD. The stock has fluctuated within a day range of 1.73 USD to 1.78 USD, while its 52-week range spans from 1.39 USD to 4.46 USD.

What Is Ready Capital (RC) Price Target According to Analysts?

The average 12-month price target for Ready Capital is 1.80 USD, with a high estimate of 2 USD and a low estimate of 1.4 USD. 0 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an +2.86% Upside potential.

What Is the RC Premarket Price?

RC's last pre-market stock price is 1.76 USD. The pre-market share volume is 700.00, and the stock has decreased by 0.01, or 0.57%.

What Is the RC After Hours Price?

RC's last after hours stock price is 1.76 USD, the stock has decreased by 0.01, or 0.57%.
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