Texas Capital Bancshares Inc (TCBI)

Currency in USD
93.76
+0.56(+0.60%)
Closed·
93.760.00(0.00%)
·
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Fair Value
Day's Range
93.1495.08
52 wk Range
75.41108.92
Key Statistics
Prev. Close
93.76
Open
94.07
Day's Range
93.14-95.08
52 wk Range
75.41-108.92
Volume
656.97K
Average Volume (3m)
483.91K
1-Year Change
10.6704%
Book Value / Share
76.66
Fair Value
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Fair Value Upside
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TCBI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
107.15
Upside
+14.29%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Strong Buy
Moving Averages
Neutral

Analyst Ratings

4 Buy
8 Hold
1 Sell
Ratings:
13 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 107.15
(+14.29% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Sell100.00+6.66%110.00MaintainOct 01, 2026
Barclays
Hold100.00+6.66%-UpgradeAug 03, 2026
TD Cowen
Hold106.00+13.05%109.00MaintainJul 27, 2026
Stephens
Buy112.00+19.45%116.00MaintainJul 23, 2026
JPMorgan
Sell110.00+17.32%105.00MaintainJul 01, 2026

Texas Capital Bancshares Inc SWOT Analysis


Mixed Performance
Explore TCBI's financial journey, marked by earnings beats and strategic share repurchases, yet facing challenges in meeting profitability targets
Capital Deployment
Discover how TCBI's excess capital positions it for potential growth through acquisitions, technology investments, and market expansion
Market Positioning
Delve into TCBI's complex position within the U.S. Mid-Cap Banks sector, balancing industry optimism with analyst caution
Future Outlook
Analyst price targets range from $70 to $82, reflecting a cautious stance on TCBI's ability to navigate expected rate cuts and maintain margins
Read full SWOT analysis

Texas Capital Bancshares Inc Earnings Call Summary for Q2/2026

  • Texas Capital Q2 2026 adjusted EPS of $1.88 matched estimates; revenue beat forecasts at $335.5M vs. $333.4M expected, up 9% year-over-year.
  • Non-interest income surged 39% to $75.1M, reaching 22% of total revenue on record investment banking fees of $42.8M and 38% wealth management growth.
  • Commercial loans grew 10% annually to $13B, while CRE balances fell 9% year-over-year; bank expects 12% full-year CRE decline amid disciplined underwriting.
  • Management maintained mid-to-high single-digit revenue growth guidance for 2026; Q3 NII expected at $265-270M with NIM in low-to-mid 3.20% range.
  • Bank continues capital returns via buybacks ($102M authorization remaining) and new dividend; stock closed at $102.91, down 0.71%, unchanged after-hours.
Last Updated: 2026-07-22, 06:14 p/m
Read Full Transcript

Earnings

Latest Release
Jul 22, 2026
EPS / Forecast
1.88 / 1.88
Revenue / Forecast
335.49M / 333.37M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 7.72%
Dividend Yield
0.85%
Industry Median 2.69%
Annualized payout
0.80
Paid quarterly
5-Years Growth
-
Growth Streak

TCBI Income Statement

Compare TCBI to Peers and Sector

Metrics to compare
TCBI
Peers
Sector
Relationship
P/E Ratio
11.7x0.0x9.3x
PEG Ratio
0.060.000.03
Price/Book
1.2x0.0x1.0x
Price / LTM Sales
3.2x0.0x2.9x
Upside (Analyst Target)
14.3%0.0%19.7%
Fair Value Upside
Unlock0.0%3.3%Unlock

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

Sector
Financial
Employees
1785

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
25.93M59.65%2.43B
Other Institutional Investors
21.44M40.35%2.01B
Public Companies & Retail Investors
0.000.00%0.00
Total
47.37M100.00%4.44B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.12.88%5,598,956524,958
T. Rowe Price Group, Inc.7.93%3,446,165323,112

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FAQ

What Is the Texas Capital (TCBI) Stock Price Today?

The Texas Capital stock price today is 93.76 USD.

What Stock Exchange Does Texas Capital Trade On?

Texas Capital is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Texas Capital?

The stock symbol for Texas Capital is "TCBI."

Does Texas Capital Pay Dividends? What’s The Current Dividend Yield?

The Texas Capital dividend yield is 0.85%.

What Is the Texas Capital Market Cap?

As of today, Texas Capital market cap is 4.08B USD.

What Is Texas Capital's Earnings Per Share (TTM)?

The Texas Capital EPS (TTM) is 7.72.

When Is the Next Texas Capital Earnings Date?

Texas Capital will release its next earnings report on Oct 21, 2026.

From a Technical Analysis Perspective, Is TCBI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Texas Capital Stock Split?

Texas Capital has split 0 times.

How Many Employees Does Texas Capital Have?

Texas Capital has 1785 employees.

What is the current trading status of Texas Capital (TCBI)?

As of Oct 04, 2026, Texas Capital (TCBI) is trading at a price of 93.76 USD, with a previous close of 93.76 USD. The stock has fluctuated within a day range of 93.14 USD to 95.08 USD, while its 52-week range spans from 75.41 USD to 108.92 USD.

What Is Texas Capital (TCBI) Price Target According to Analysts?

The average 12-month price target for Texas Capital is 107.15 USD, with a high estimate of 115 USD and a low estimate of 100 USD. 4 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an +14.29% Upside potential.
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