Vietnam Maritime Commercial Joint Stock Bank provides commercial banking products and services in Vietnam. The company offers savings, billing, accounting software linked, and interest payment accounts; term and fixed deposits; certificate of deposits; package transaction solutions; and loan products, such as home mortgage, business, car, real estate mortgage consumer, and real estate loans, as well as unsecured loans from salary transfer and credit card, overdraft loans, home loans for construction-repair, unsecured loans for apartment owner, and priority loans. It also provides investment products; money transfer and receive services; insurance products; card products; and package products and services, as well as buys and sells foreign currencies. In addition, the company offers preferential credit package, payment, import and export, and collection services, as well as bank guarantees; and specialized products for manufacturing, commercial, and construction enterprises. Further, it provides financial market, cash flow management, commercial finance, and correspondent banking services; and other products and services. Additionally, the company offers mobile, phone, internet, and SMS banking services. Vietnam Maritime Commercial Joint Stock Bank was founded in 1991 and is headquartered in Hanoi, Vietnam.