Regulatory Hurdles | Delve into Customers Bancorp's struggle with AML and BSA compliance, impacting expenses and growth prospects amid Federal Reserve scrutiny |
Financial Resilience | Explore CUBI's robust capital position and stable credit quality, providing a foundation for growth despite regulatory challenges |
Deposit Momentum | Learn how new banking teams are driving deposit growth, potentially lowering funding costs and enhancing CUBI's competitive edge |
Future Outlook | Analyst price targets range from $57 to $60, reflecting cautious optimism about CUBI's ability to navigate challenges and capitalize on opportunities |
Metrics to compare | CUBI | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipCUBIPeersSector | |
|---|---|---|---|---|
P/E Ratio | 8.8x | 10.3x | 9.3x | |
PEG Ratio | 0.08 | 0.46 | 0.03 | |
Price/Book | 1.1x | 1.2x | 1.0x | |
Price / LTM Sales | 3.0x | 3.5x | 2.9x | |
Upside (Analyst Target) | 29.9% | 32.6% | 19.9% | |
Fair Value Upside | Unlock | −2.7% | 3.4% | Unlock |
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. The company also offers commercial lending services comprising small and middle market business banking, specialized lending, mortgage finance, multifamily and commercial real estate lending, and commercial equipment financing; and consumer lending services, such as local-market mortgage and home equity lending, and the origination and purchase of installment loans. In addition, it provides private and digital banking services; and other financial services consisting of mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, and cash management services, as well as B2B instant payments platform. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.