First Commonwealth Financial (FCF)

Currency in USD
21.53
-0.06(-0.28%)
Closed·
21.530.00(0.00%)
·
FCF is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.3021.60
52 wk Range
15.0022.34
Key Statistics
Prev. Close
21.59
Open
21.6
Day's Range
21.3-21.6
52 wk Range
15-22.34
Volume
1.06M
Average Volume (3m)
753.95K
1-Year Change
31.8432%
Book Value / Share
15.49
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
FCF Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
23.83
Upside
+10.70%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 9 consecutive years
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Strong Buy

Analyst Ratings

4 Buy
2 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 23.83
(+10.70% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold24.00+11.47%21.00MaintainJul 31, 2026
RBC Capital
Buy24.00+11.47%23.00MaintainJul 30, 2026
Piper Sandler
Buy25.00+16.12%21.00MaintainJul 30, 2026
RBC Capital
Buy23.00+6.83%21.00MaintainJul 01, 2026
Keefe, Bruyette & Woods
Hold21.00-2.46%20.00MaintainApr 30, 2026

First Commonwealth Financial Earnings Call Summary for Q2/2026

  • First Commonwealth posted Q2 2026 EPS of $0.44 vs. $0.43 est.; revenue $139.4M vs. $137.4M est.; shares rose 3.53% to $22.13
  • Net interest margin expanded 9bps to 4.01% on lower deposit costs; core efficiency ratio improved to 52.24%; core ROA reached 1.46%
  • Board authorized $75M stock buyback addition after $12M repurchased in Q2; management signals more aggressive buybacks ahead
  • H2 2026 guidance: loan growth 4-6%, NIM 'low 4%' range, fee income $24-25M/qtr, expenses $74-76M/qtr amid rising deposit competition
  • Period-end deposits fell 5.77% annualized on time deposit outflows; management expects commercial payoffs to normalize in second half
Last Updated: 2026-07-29, 02:56 p/m
Read Full Transcript

Earnings

Latest Release
Jul 28, 2026
EPS / Forecast
0.44 / 0.43
Revenue / Forecast
139.43M / 137.44M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.64%
Dividend Yield
2.60%
Industry Median 2.80%
Annualized payout
0.56
Paid quarterly
5-Years Growth
+4.10%
Growth Streak

FCF Income Statement

Compare FCF to Peers and Sector

Metrics to compare
FCF
Peers
Sector
Relationship
P/E Ratio
12.9x14.6x10.0x
PEG Ratio
0.49−2.630.03
Price/Book
1.4x1.4x1.0x
Price / LTM Sales
4.3x4.4x2.9x
Upside (Analyst Target)
11.5%8.6%14.0%
Fair Value Upside
Unlock19.6%2.8%Unlock

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Sector
Financial
Employees
1589

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
48.77M48.15%1.05B
Other Institutional Investors
30.60M30.21%658.85M
Public Companies & Retail Investors
21.92M21.64%471.95M
Total
101.29M100.00%2.18B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.14.54%14,726,572317,063
Dimensional Fund Advisors LP6.28%6,360,280136,937

People Also Watch

47.45
TRMK
-0.19%
79.77
BHE
+0.44%
19.370
WT
+3.03%
14.01
HOPE
-0.14%

FAQ

What Is the First Commonwealth Financial (FCF) Stock Price Today?

The First Commonwealth Financial stock price today is 21.53 USD.

What Stock Exchange Does First Commonwealth Financial Trade On?

First Commonwealth Financial is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for First Commonwealth Financial?

The stock symbol for First Commonwealth Financial is "FCF."

Does First Commonwealth Financial Pay Dividends? What’s The Current Dividend Yield?

The First Commonwealth Financial dividend yield is 2.59%.

What Is the First Commonwealth Financial Market Cap?

As of today, First Commonwealth Financial market cap is 2.17B USD.

What Is First Commonwealth Financial's Earnings Per Share (TTM)?

The First Commonwealth Financial EPS (TTM) is 1.64.

When Is the Next First Commonwealth Financial Earnings Date?

First Commonwealth Financial will release its next earnings report on Oct 27, 2026.

From a Technical Analysis Perspective, Is FCF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has First Commonwealth Financial Stock Split?

First Commonwealth Financial has split 3 times.

How Many Employees Does First Commonwealth Financial Have?

First Commonwealth Financial has 1589 employees.

What is the current trading status of First Commonwealth Financial (FCF)?

As of Aug 02, 2026, First Commonwealth Financial (FCF) is trading at a price of 21.53 USD, with a previous close of 21.59 USD. The stock has fluctuated within a day range of 21.30 USD to 21.60 USD, while its 52-week range spans from 15.00 USD to 22.34 USD.

What Is First Commonwealth Financial (FCF) Price Target According to Analysts?

The average 12-month price target for First Commonwealth Financial is 23.83 USD, with a high estimate of 25 USD and a low estimate of 22 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +10.70% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.