First Commonwealth Financial (FCF)

Currency in USD
18.35
-0.03(-0.14%)
Real-time Data·
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Fair Value
Day's Range
18.1918.48
52 wk Range
15.0019.14
Key Statistics
Prev. Close
18.37
Open
18.19
Day's Range
18.19-18.48
52 wk Range
15-19.14
Volume
307.23K
Average Volume (3m)
938.99K
1-Year Change
21.3368%
Book Value / Share
15.25
Fair Value
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Fair Value Upside
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FCF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.67
Upside
+12.62%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 9 consecutive years
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

4 Buy
2 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.67
(+12.62% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold21.00+14.44%20.00MaintainApr 30, 2026
Keefe, Bruyette & Woods
Hold20.00+8.99%19.00MaintainJan 29, 2026
Raymond James
Buy20.00+8.99%-UpgradeJan 07, 2026
Piper Sandler
Buy---New CoverageDec 17, 2025
DA Davidson
Buy21.00+14.44%20.00MaintainJul 31, 2025

First Commonwealth Financial Earnings Call Summary for Q1/2026

  • Q1 2026 EPS of $0.37 missed consensus estimate of $0.40; revenue at $133.56M fell short of $134.32M forecast, triggering 2.28% stock decline
  • Net interest income dropped to $109.3M amid margin contraction from fewer earning assets and rate cuts; non-interest expenses rose $1.2M to $75.5M
  • Residential mortgage and small business segments delivered strong performance despite overall earnings miss and elevated loan payoff activity
  • Dividend increased for 11th consecutive year; CEO Price emphasized commitment to shareholder value through buybacks and strategic banking initiatives
  • Management expects continued growth in mortgage and small business segments but faces margin pressure risks and economic uncertainties ahead
Last Updated: 2026-04-29, 03:02 p/m
Read Full Transcript

Earnings

Latest Release
Apr 28, 2026
EPS / Forecast
0.37 / 0.40
Revenue / Forecast
133.56M / 134.32M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.52%
Dividend Yield
2.90%
Industry Median 3.04%
Annualized payout
0.54
Paid quarterly
5-Years Growth
+4.18%
Growth Streak

FCF Income Statement

Compare FCF to Peers and Sector

Metrics to compare
FCF
Peers
Sector
Relationship
P/E Ratio
11.9x11.7x9.9x
PEG Ratio
0.914.880.03
Price/Book
1.2x1.5x1.0x
Price / LTM Sales
3.8x3.9x2.9x
Upside (Analyst Target)
14.3%12.2%15.6%
Fair Value Upside
Unlock22.3%2.1%Unlock

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Sector
Financial
Employees
1592

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
48.40M47.35%889.02M
Other Institutional Investors
29.78M29.13%546.98M
Public Companies & Retail Investors
24.04M23.52%441.53M
Total
102.21M100.00%1.88B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.14.55%14,874,118273,238
The Vanguard Group, Inc.11.18%11,429,416209,958

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FAQ

What Is the First Commonwealth Financial (FCF) Stock Price Today?

The First Commonwealth Financial stock price today is 18.35 USD.

What Stock Exchange Does First Commonwealth Financial Trade On?

First Commonwealth Financial is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for First Commonwealth Financial?

The stock symbol for First Commonwealth Financial is "FCF."

Does First Commonwealth Financial Pay Dividends? What’s The Current Dividend Yield?

The First Commonwealth Financial dividend yield is 3.05%.

What Is the First Commonwealth Financial Market Cap?

As of today, First Commonwealth Financial market cap is 1.86B USD.

What Is First Commonwealth Financial's Earnings Per Share (TTM)?

The First Commonwealth Financial EPS (TTM) is 1.52.

When Is the Next First Commonwealth Financial Earnings Date?

First Commonwealth Financial will release its next earnings report on Jul 28, 2026.

From a Technical Analysis Perspective, Is FCF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has First Commonwealth Financial Stock Split?

First Commonwealth Financial has split 3 times.

How Many Employees Does First Commonwealth Financial Have?

First Commonwealth Financial has 1592 employees.

What is the current trading status of First Commonwealth Financial (FCF)?

As of Apr 30, 2026, First Commonwealth Financial (FCF) is trading at a price of 18.35 USD, with a previous close of 18.37 USD. The stock has fluctuated within a day range of 18.19 USD to 18.48 USD, while its 52-week range spans from 15.00 USD to 19.14 USD.

What Is First Commonwealth Financial (FCF) Price Target According to Analysts?

The average 12-month price target for First Commonwealth Financial is 20.67 USD, with a high estimate of 21 USD and a low estimate of 20 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +12.62% Upside potential.
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