- Investing.com
Credit Challenges | Essent Group faces rising delinquency rates reaching 2.29% in Q3 2025, with earnings impacted by $44.2 million in provision costs despite better-than-expected credit performance. |
Shareholder Value Push | Delve into Essent's strategic $500 million stock buyback program extending through 2027, representing approximately 8.3% of the company's current market capitalization. |
Financial Trajectory | Management projects double-digit returns despite operational headwinds, with analyst EPS estimates improving from $6.84 to $6.88 for FY1 and $7.22 to $7.35 for FY2. |
Market Positioning | Explore how Essent navigates a neutral industry outlook with a price target range of $58-$66 from Barclays Capital, maintaining an Equal Weight rating amid evolving mortgage insurance dynamics. |
Metrics to compare | ESNT | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipESNTPeersSector | |
|---|---|---|---|---|
P/E Ratio | 8.7x | 8.5x | 10.1x | |
PEG Ratio | 3.14 | 0.26 | 0.03 | |
Price/Book | 1.0x | 1.2x | 1.0x | |
Price / LTM Sales | 4.6x | 1.5x | 2.9x | |
Upside (Analyst Target) | 6.2% | 5.1% | 12.6% | |
Fair Value Upside | Unlock | −8.2% | 1.7% | Unlock |
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.