Essent Group Ltd (ESNT)

Currency in USD
62.05
+1.17(+1.92%)
Closed·
62.19+0.14(+0.22%)
·
Earnings results expected in 11 days
ESNT is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
61.4063.01
52 wk Range
53.3167.09
Key Statistics
Prev. Close
62.05
Open
61.4
Day's Range
61.4-63.01
52 wk Range
53.31-67.09
Volume
740.78K
Average Volume (3m)
713.51K
1-Year Change
12.6543%
Book Value / Share
59.55
Fair Value
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Fair Value Upside
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ESNT Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
67.69
Upside
+9.09%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Essent Group Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Industry
Insurance
Sector
Financial
Employees
514

Essent Group Ltd SWOT Analysis


Financial Headwinds
Essent Group faces challenges with lower earnings and rising delinquencies, yet maintains strong profitability metrics and management optimism for future returns
Credit Quality Trends
Explore the nuanced credit performance of Essent Group, balancing increased delinquencies with underlying resilience and potential for improvement
Strategic Outlook
Delve into management's confidence in maintaining low ultimate claims and achieving double-digit returns despite industry headwinds
Market Positioning
Analyst price targets range from $58 to $69, reflecting a neutral industry view and Essent Group's potential for growth in a competitive landscape
Read full SWOT analysis

Essent Group Ltd Earnings Call Summary for Q4/2025

  • Essent Group reported Q4 2025 EPS of $1.60, missing forecasts by 6.98%, while revenue of $312.4M narrowly missed expectations, causing shares to drop 3.11% to $63.60 in pre-market trading.
  • Despite the earnings miss, the company posted full-year net income of $690M with a 12% return on equity and increased book value per share by 13% to $60.31, maintaining strong financial fundamentals.
  • CEO Mark Casale emphasized a strategic focus on long-term growth and book value per share appreciation rather than market share expansion, adopting a 'We're paid to wait' approach.
  • The company is strategically expanding into the Lloyd's market for reinsurance while enhancing its EssentEDGE technology, projecting a 40 basis point average premium rate and 17% effective tax rate for 2026.
Last Updated: 2026-02-13, 11:02 a/m
Read Full Transcript

Compare ESNT to Peers and Sector

Metrics to compare
ESNT
Peers
Sector
Relationship
P/E Ratio
8.5x8.3x10.1x
PEG Ratio
11.580.450.03
Price/Book
1.0x1.2x1.0x
Price / LTM Sales
4.6x1.3x2.9x
Upside (Analyst Target)
10.0%9.7%12.6%
Fair Value Upside
Unlock−2.9%1.5%Unlock

Analyst Ratings

3 Buy
5 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 67.69
(+9.09% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Hold64.00+3.14%65.00MaintainApr 09, 2026
Barclays
Hold61.00-1.69%63.00MaintainApr 06, 2026
UBS
Hold63.00+1.53%65.00MaintainMar 12, 2026
JPMorgan
Hold65.00+4.75%66.00MaintainFeb 17, 2026
Barclays
Hold63.00+1.53%65.00MaintainFeb 17, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.90%
Dividend Yield
2.30%
Industry Median 3.33%
Annualized payout
1.40
Paid quarterly
5-Years Growth
+14.14%
Growth Streak

Earnings

Latest Release
Feb 13, 2026
EPS / Forecast
1.60 / 1.72
Revenue / Forecast
312.4M / 312.48M
EPS Revisions
Last 90 days

ESNT Income Statement

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FAQ

What Is the Essent Group Ltd (ESNT) Stock Price Today?

The Essent Group Ltd stock price today is 62.05 USD.

What Stock Exchange Does Essent Group Ltd Trade On?

Essent Group Ltd is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Essent Group Ltd?

The stock symbol for Essent Group Ltd is "ESNT."

Does Essent Group Ltd Pay Dividends? What’s The Current Dividend Yield?

The Essent Group Ltd dividend yield is 2.3%.

What Is the Essent Group Ltd Market Cap?

As of today, Essent Group Ltd market cap is 5.83B USD.

What Is Essent Group Ltd's Earnings Per Share (TTM)?

The Essent Group Ltd EPS (TTM) is 6.90.

When Is the Next Essent Group Ltd Earnings Date?

Essent Group Ltd will release its next earnings report on May 01, 2026.

From a Technical Analysis Perspective, Is ESNT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Essent Group Ltd Stock Split?

Essent Group Ltd has split 0 times.

How Many Employees Does Essent Group Ltd Have?

Essent Group Ltd has 514 employees.

What is the current trading status of Essent Group Ltd (ESNT)?

As of Apr 20, 2026, Essent Group Ltd (ESNT) is trading at a price of 62.05 USD, with a previous close of 62.05 USD. The stock has fluctuated within a day range of 61.40 USD to 63.01 USD, while its 52-week range spans from 53.31 USD to 67.09 USD.

What Is Essent Group Ltd (ESNT) Price Target According to Analysts?

The average 12-month price target for Essent Group Ltd is 67.69 USD, with a high estimate of 75 USD and a low estimate of 61 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +9.09% Upside potential.

What Is the ESNT After Hours Price?

ESNT's last after hours stock price is 62.19 USD, the stock has decreased by 0.14, or 0.22%.
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