NMI Holdings Inc (NMIH)

Currency in USD
37.74
-0.95(-2.46%)
Closed·
37.740.00(0.00%)
·
NMIH is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
37.4238.63
52 wk Range
31.9043.20
Key Statistics
Prev. Close
38.69
Open
38.44
Day's Range
37.42-38.63
52 wk Range
31.9-43.2
Volume
335.74K
Average Volume (3m)
429.65K
1-Year Change
-0.8147%
Book Value / Share
32.42
Fair Value
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Fair Value Upside
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NMIH Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
45.14
Upside
+19.62%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

NMI Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

NMI Holdings Inc Company Profile

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.

Industry
Insurance
Sector
Financial
Employees
228

NMI Holdings Inc SWOT Analysis


Credit Quality Leade
Explore NMI Holdings' industry-leading credit quality, boasting the lowest default rates in mortgage insurance and its impact on market positioning
Operational Excellence
Delve into NMIH's impressive operational efficiency, driving profitability through cost control and strategic expense management
Market Dynamics
Learn how NMI Holdings navigates rising interest rates and evolving credit conditions while maintaining strong financial health and growth potential
Future Projections
Analyst price targets range from $41 to $48, reflecting confidence in NMIH's ability to sustain mid-teens returns amidst market challenges
Read full SWOT analysis

NMI Holdings Inc Earnings Call Summary for Q3/2025

  • NMI Holdings exceeded Q3 2025 revenue expectations with $178.7M (18.06% beat), reported EPS of $1.21 (slightly above forecast), and saw a 0.52% stock increase in aftermarket trading.
  • The company achieved a record low expense ratio of 19.3% and maintained strong financial metrics with $96M net income, 15.6% ROE, and $32.62 book value per share.
  • NMI repurchased $24.6M in stock during Q3 and $319M year-to-date, while maintaining $3.1B in cash and investments, demonstrating robust capital management.
  • Management expressed confidence in the company's market position but noted potential challenges from seasonal default increases and softening in regional markets like Florida and Texas.
  • Executives anticipate potential refinancing opportunities if interest rates shift, while implementing reinsurance strategies to navigate evolving market conditions.
Last Updated: 2025-11-04, 06:06 p/m
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Compare NMIH to Peers and Sector

Metrics to compare
NMIH
Peers
Sector
Relationship
P/E Ratio
7.6x10.1x10.1x
PEG Ratio
0.800.060.03
Price/Book
1.2x0.9x1.0x
Price / LTM Sales
4.2x1.1x2.9x
Upside (Analyst Target)
16.6%9.0%12.5%
Fair Value Upside
Unlock11.3%1.0%Unlock

Analyst Ratings

5 Buy
2 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 45.14
(+19.62% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy43.00+13.94%42.00MaintainJan 12, 2026
Barclays
Hold44.00+16.59%43.00MaintainJan 06, 2026
Keefe, Bruyette & Woods
Buy48.00+27.19%46.00UpgradeDec 18, 2025
JPMorgan
Buy42.00+11.29%43.00MaintainNov 05, 2025
Keefe, Bruyette & Woods
Hold46.00+21.89%43.00MaintainOct 07, 2025

Earnings

Latest Release
Nov 04, 2025
EPS / Forecast
1.21 / 1.20
Revenue / Forecast
178.70M / 151.36M
EPS Revisions
Last 90 days

NMIH Income Statement

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FAQ

What Is the NMI Holdings (NMIH) Stock Price Today?

The NMI Holdings stock price today is 37.74

What Stock Exchange Does NMI Holdings Trade On?

NMI Holdings is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for NMI Holdings?

The stock symbol for NMI Holdings is "NMIH."

What Is the NMI Holdings Market Cap?

As of today, NMI Holdings market cap is 2.90B.

What Is NMI Holdings's Earnings Per Share (TTM)?

The NMI Holdings EPS (TTM) is 4.79.

When Is the Next NMI Holdings Earnings Date?

NMI Holdings will release its next earnings report on Feb 10, 2026.

From a Technical Analysis Perspective, Is NMIH a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has NMI Holdings Stock Split?

NMI Holdings has split 0 times.

How Many Employees Does NMI Holdings Have?

NMI Holdings has 228 employees.

What is the current trading status of NMI Holdings (NMIH)?

As of Jan 25, 2026, NMI Holdings (NMIH) is trading at a price of 37.74, with a previous close of 38.69. The stock has fluctuated within a day range of 37.42 to 38.63, while its 52-week range spans from 31.90 to 43.20.

What Is NMI Holdings (NMIH) Price Target According to Analysts?

The average 12-month price target for NMI Holdings is USD45.14, with a high estimate of USD49 and a low estimate of USD42. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +19.62% Upside potential.
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