Northpointe Bancshares Inc (NPB)

Currency in USD
17.15
+0.26(+1.51%)
Real-time Data·
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Fair Value
Day's Range
17.0017.35
52 wk Range
15.4219.71
Key Statistics
Prev. Close
16.89
Open
17.21
Day's Range
17-17.35
52 wk Range
15.42-19.71
Volume
18.87K
Average Volume (3m)
194.59K
1-Year Change
-5.1438%
Book Value / Share
17.69
Fair Value
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Fair Value Upside
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NPB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.38
Upside
+18.85%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.38
(+18.85% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Buy21.00+22.45%22.00MaintainJul 23, 2026
Piper Sandler
Buy22.00+28.28%21.00MaintainJul 02, 2026
Brean Capital
Hold---New CoverageApr 22, 2026
Keefe, Bruyette & Woods
Buy22.00+28.28%21.00MaintainJan 22, 2026
Piper Sandler
Buy20.00+16.62%19.50MaintainDec 22, 2025

Northpointe Bancshares Inc Earnings Call Summary for Q2/2026

  • Northpointe missed Q2 2026 estimates with EPS of $0.60 vs. $0.68 expected and revenue of $64.3M vs. $66.5M; shares fell 9.14% to $17.
  • Net interest margin declined to 2.33% from 2.42% prior quarter due to tighter spreads in mortgage purchase program amid intensified competition.
  • Management guided full-year 2026 NIM of 2.30%-2.40%; expects MPP balances of $4.1B-$4.3B and mortgage originations of $2.2B-$2.4B by year-end.
  • Year-to-date diluted EPS rose 21% to $1.22; tangible book value increased $2.25 per share, reflecting continued capital buildup despite quarterly miss.
  • Mortgage purchase program balances grew 36% year-over-year to $3.9B, remaining key growth driver despite margin pressure from industry competition.
Last Updated: 2026-07-22, 10:50 a/m
Read Full Transcript

Earnings

Latest Release
Jul 21, 2026
EPS / Forecast
0.60 / 0.68
Revenue / Forecast
64.3M / 66.5M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.32%
Dividend Yield
0.60%
Industry Median 2.65%
Annualized payout
0.10
Paid quarterly
5-Years Growth
-
Growth Streak

NPB Income Statement

Compare NPB to Peers and Sector

Metrics to compare
NPB
Peers
Sector
Relationship
P/E Ratio
7.2x0.0x9.8x
PEG Ratio
0.480.000.03
Price/Book
1.0x0.0x1.0x
Price / LTM Sales
2.3x0.0x3.0x
Upside (Analyst Target)
24.3%0.0%14.6%
Fair Value Upside
Unlock0.0%2.3%Unlock

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.

Sector
Financial
Employees
487

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
5.61M16.22%94.76M
Other Institutional Investors
28.98M83.78%489.48M
Public Companies & Retail Investors
0.000.00%0.00
Total
34.59M100.00%584.23M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Castle Creek Capital Partners VII, LP12.93%4,471,06475,516
Castle Creek Advisors VIII LLC12.93%4,471,06475,516

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FAQ

What Is the Northpointe Bancshares (NPB) Stock Price Today?

The Northpointe Bancshares stock price today is 17.15 USD.

What Stock Exchange Does Northpointe Bancshares Trade On?

Northpointe Bancshares is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Northpointe Bancshares?

The stock symbol for Northpointe Bancshares is "NPB."

Does Northpointe Bancshares Pay Dividends? What’s The Current Dividend Yield?

The Northpointe Bancshares dividend yield is 0.6%.

What Is the Northpointe Bancshares Market Cap?

As of today, Northpointe Bancshares market cap is 584.09M USD.

What Is Northpointe Bancshares's Earnings Per Share (TTM)?

The Northpointe Bancshares EPS (TTM) is 2.32.

When Is the Next Northpointe Bancshares Earnings Date?

Northpointe Bancshares will release its next earnings report on Oct 27, 2026.

From a Technical Analysis Perspective, Is NPB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Northpointe Bancshares Stock Split?

Northpointe Bancshares has split 0 times.

How Many Employees Does Northpointe Bancshares Have?

Northpointe Bancshares has 487 employees.

What is the current trading status of Northpointe Bancshares (NPB)?

As of Sep 03, 2026, Northpointe Bancshares (NPB) is trading at a price of 17.15 USD, with a previous close of 16.89 USD. The stock has fluctuated within a day range of 17.00 USD to 17.35 USD, while its 52-week range spans from 15.42 USD to 19.71 USD.

What Is Northpointe Bancshares (NPB) Price Target According to Analysts?

The average 12-month price target for Northpointe Bancshares is 20.38 USD, with a high estimate of 21.5 USD and a low estimate of 18.65 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +18.85% Upside potential.

What Is the NPB Premarket Price?

NPB's last pre-market stock price is 16.92 USD. The pre-market share volume is 20.00, and the stock has decreased by 0.03, or 0.18%.

What Is the NPB After Hours Price?

NPB's last after hours stock price is 17.11 USD, the stock has decreased by 0.22, or 1.30%.
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