Northpointe Bancshares Inc (NPB)

Currency in USD
15.44
-0.01(-0.06%)
Closed·
15.440.00(0.00%)
·
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Fair Value
Day's Range
15.1715.48
52 wk Range
13.8019.71
Key Statistics
Prev. Close
15.44
Open
15.39
Day's Range
15.17-15.48
52 wk Range
13.8-19.71
Volume
293.47K
Average Volume (3m)
248.95K
1-Year Change
-7.7658%
Book Value / Share
18.06
Fair Value
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Fair Value Upside
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NPB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
17.75
Upside
+14.96%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 17.75
(+14.96% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Buy19.50+26.30%20.00MaintainOct 22, 2026
Piper Sandler
Buy20.00+29.53%21.50MaintainOct 09, 2026
Keefe, Bruyette & Woods
Buy21.00+36.01%22.00MaintainJul 23, 2026
Piper Sandler
Buy22.00+42.49%21.00MaintainJul 02, 2026
Brean Capital
Hold---New CoverageApr 22, 2026

Northpointe Bancshares Inc Earnings Call Summary for Q3/2026

  • Northpointe Bancshares Q3 EPS of $0.39 missed estimates of $0.60 by 35%; revenue of $55.91M fell short of $64.03M forecast by 12.68%
  • Shares dropped 7.73% to $14.56 after results; $4.3M fair value decline and $3.1M fraud loss weighed on earnings performance
  • Company announced strategic exit from distributed retail and consumer direct mortgage channels, expecting $50M-$55M in annual cost savings
  • Board raised quarterly dividend 20% to $0.03/share; FY2027 net interest margin guidance of 2.4%-2.6% vs. 2.3%-2.4% in FY2026
  • Non-interest expenses projected to fall to $80M-$95M in 2027 from $140M-$146M in 2026 following restructuring and mortgage exit
Last Updated: 2026-10-21, 10:46 a/m
Read Full Transcript

Earnings

Latest Release
Oct 20, 2026
EPS / Forecast
0.39 / 0.60
Revenue / Forecast
55.91M / 64.03M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.17
Dividend Yield
0.78%
Industry Median 2.85%
Annualized payout
0.12
Paid quarterly
5-Years Growth
-
Growth Streak

NPB Income Statement

Compare NPB to Peers and Sector

Metrics to compare
NPB
Peers
Sector
Relationship
P/E Ratio
7.1x0.0x9.2x
PEG Ratio
0.750.000.03
Price/Book
0.9x0.0x1.0x
Price / LTM Sales
2.2x0.0x2.8x
Upside (Analyst Target)
15.0%0.0%20.2%
Fair Value Upside
Unlock0.0%3.8%Unlock

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.

Sector
Financial
Employees
487

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
6.91M19.98%106.67M
Other Institutional Investors
27.66M79.97%427.01M
Public Companies & Retail Investors
17.24K0.05%266.17K
Total
34.58M100.00%533.94M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Castle Creek Capital Partners VII, LP12.93%4,471,06469,033
Castle Creek Advisors IV LLC12.93%4,471,06469,033

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FAQ

What Is the Northpointe Bancshares (NPB) Stock Price Today?

The Northpointe Bancshares stock price today is 15.44 USD.

What Stock Exchange Does Northpointe Bancshares Trade On?

Northpointe Bancshares is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Northpointe Bancshares?

The stock symbol for Northpointe Bancshares is "NPB."

Does Northpointe Bancshares Pay Dividends? What’s The Current Dividend Yield?

The Northpointe Bancshares dividend yield is 0.8%%.

What Is the Northpointe Bancshares Market Cap?

As of today, Northpointe Bancshares market cap is 533.94M USD.

What Is Northpointe Bancshares's Earnings Per Share (TTM)?

The Northpointe Bancshares EPS (TTM) is 2.17.

When Is the Next Northpointe Bancshares Earnings Date?

Northpointe Bancshares will release its next earnings report on Jan 26, 2027.

From a Technical Analysis Perspective, Is NPB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Northpointe Bancshares Stock Split?

Northpointe Bancshares has split 0 times.

How Many Employees Does Northpointe Bancshares Have?

Northpointe Bancshares has 487 employees.

What is the current trading status of Northpointe Bancshares (NPB)?

As of Oct 25, 2026, Northpointe Bancshares (NPB) is trading at a price of 15.44 USD, with a previous close of 15.44 USD. The stock has fluctuated within a day range of 15.17 USD to 15.48 USD, while its 52-week range spans from 13.80 USD to 19.71 USD.

What Is Northpointe Bancshares (NPB) Price Target According to Analysts?

The average 12-month price target for Northpointe Bancshares is 17.75 USD, with a high estimate of 19.5 USD and a low estimate of 16.75 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +14.96% Upside potential.
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