OceanFirst Financial Corp (OCFC)

Currency in USD
18.48
-0.71(-3.70%)
Closed·
18.480.00(0.00%)
·
High dividend Yield
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Fair Value
Day's Range
18.3919.90
52 wk Range
14.2920.61
Key Statistics
Prev. Close
19.19
Open
19.55
Day's Range
18.39-19.9
52 wk Range
14.29-20.61
Volume
909.71K
Average Volume (3m)
530.87K
1-Year Change
-1.7544%
Book Value / Share
28.97
Fair Value
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Fair Value Upside
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OCFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
21.00
Upside
+13.64%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period

OceanFirst Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

OceanFirst Financial Corp Company Profile

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Sector
Financial
Employees
1003

OceanFirst Financial Corp Earnings Call Summary for Q4/2025

  • OceanFirst Financial reported Q4 2025 core EPS of $0.41 meeting expectations, with revenue of $104.6 million exceeding forecasts by $1.34 million, while stock declined 1.69% to $19.19
  • The company announced a merger with Flushing Financial Corporation expected to close in Q2 2026, positioning OceanFirst as a stronger competitor in Northeast banking markets
  • Net interest income grew 14% year-over-year with total loan growth of $474 million (18% annualized rate), though net interest margin slightly declined to 2.87%
  • Management forecasts mid to high single-digit growth in loans and deposits for upcoming quarters, with net interest margin expected to surpass 3% during the year
  • Key risks include integration challenges with the Flushing merger, potential interest rate fluctuations, and increased competition in the Northeast banking market
Last Updated: 2026-01-23, 12:06 p/m
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Compare OCFC to Peers and Sector

Metrics to compare
OCFC
Peers
Sector
Relationship
P/E Ratio
15.8x11.1x10.1x
PEG Ratio
−0.541.240.03
Price/Book
0.6x1.1x1.0x
Price / LTM Sales
2.7x3.7x3.0x
Upside (Analyst Target)
13.6%11.2%12.5%
Fair Value Upside
Unlock16.1%1.1%Unlock

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 21.00
(+13.64% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Raymond James
Hold---DowngradeDec 31, 2025
DA Davidson
Hold19.00+2.81%-New CoverageOct 27, 2025
Keefe, Bruyette & Woods
Buy22.00+19.05%20.00UpgradeOct 10, 2025
Keefe, Bruyette & Woods
Hold21.00+13.64%-MaintainApr 15, 2025
DA Davidson
Hold19.00+2.81%-MaintainMar 27, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.17%
Dividend Yield
4.33%
Industry Median 3.22%
Annualized payout
0.80
Paid quarterly
5-Years Growth
+3.30%
Growth Streak

Earnings

Latest Release
Jan 22, 2026
EPS / Forecast
0.41 / 0.41
Revenue / Forecast
104.60M / 103.22M
EPS Revisions
Last 90 days

OCFC Income Statement

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FAQ

What Is the OceanFirst (OCFC) Stock Price Today?

The OceanFirst stock price today is 18.48

What Stock Exchange Does OceanFirst Trade On?

OceanFirst is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for OceanFirst?

The stock symbol for OceanFirst is "OCFC."

Does OceanFirst Pay Dividends? What’s The Current Dividend Yield?

The OceanFirst dividend yield is 4.33%.

What Is the OceanFirst Market Cap?

As of today, OceanFirst market cap is 1.06B.

What Is OceanFirst's Earnings Per Share (TTM)?

The OceanFirst EPS (TTM) is 1.17.

When Is the Next OceanFirst Earnings Date?

OceanFirst will release its next earnings report on Apr 23, 2026.

From a Technical Analysis Perspective, Is OCFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has OceanFirst Stock Split?

OceanFirst has split 2 times.

How Many Employees Does OceanFirst Have?

OceanFirst has 1003 employees.

What is the current trading status of OceanFirst (OCFC)?

As of Jan 24, 2026, OceanFirst (OCFC) is trading at a price of 18.48, with a previous close of 19.19. The stock has fluctuated within a day range of 18.39 to 19.90, while its 52-week range spans from 14.29 to 20.61.

What Is OceanFirst (OCFC) Price Target According to Analysts?

The average 12-month price target for OceanFirst is USD21.00, with a high estimate of USD22 and a low estimate of USD20. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.64% Upside potential.

What Is the OCFC Premarket Price?

OCFC's last pre-market stock price is 19.57. The pre-market share volume is 55.00, and the stock has decreased by 0.38, or 1.98%.
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