Dime Community Bancshares Inc (DCOM)

Currency in USD
39.56
+0.33(+0.84%)
Closed·
39.560.00(0.00%)
·
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Fair Value
Day's Range
38.5739.96
52 wk Range
25.6341.62
Key Statistics
Prev. Close
39.23
Open
39.15
Day's Range
38.57-39.96
52 wk Range
25.63-41.62
Volume
296.34K
Average Volume (3m)
309.52K
1-Year Change
39.5907%
Book Value / Share
31.82
Fair Value
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Fair Value Upside
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DCOM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
44.80
Upside
+13.25%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 44.80
(+13.25% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
DA Davidson
Buy43.00+8.70%39.00MaintainApr 27, 2026
Raymond James
Buy46.00+16.28%-MaintainApr 24, 2026
Keefe, Bruyette & Woods
Buy43.00+8.70%40.00MaintainApr 24, 2026
Piper Sandler
Buy37.00-6.47%-New CoverageMar 16, 2026
Stephens
Hold36.00-9.00%33.00MaintainJan 23, 2026

Dime Community Bancshares Inc Earnings Call Summary for Q2/2026

  • Dime Commercial posted record Q2 revenue of $126M (up 2.1% vs. forecast) and core EPS of $0.79, up 23% YoY, matching analyst expectations.
  • Net interest margin expanded for ninth consecutive quarter to 328 bps; management targets 350+ bps by Q4 2027 as $2.5B in loans reprice.
  • Efficiency ratio improved to 49.9% while business loans grew 26% YoY; bank completed rebrand reflecting shift from multifamily thrift to commercial focus.
  • Share repurchases to resume in Q3 after CRE ratio fell to 350%; targeting CET1 ratio of 11.25%-11.5% with total capital at 16.3%.
  • Management projects Q3-Q4 core expenses of $65M-$65.5M per quarter; loan growth expected at low-to-mid single digits despite multifamily credit pressures.
Last Updated: 2026-07-23, 09:12 a/m
Read Full Transcript

Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
0.79 / 0.79
Revenue / Forecast
126.45M / 123.46M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.72%
Dividend Yield
2.55%
Industry Median 2.82%
Annualized payout
1.00
Paid quarterly
5-Years Growth
+110.84%
Growth Streak

DCOM Income Statement

Compare DCOM to Peers and Sector

Metrics to compare
DCOM
Peers
Sector
Relationship
P/E Ratio
14.6x11.9x10.1x
PEG Ratio
0.070.320.03
Price/Book
1.2x1.4x1.0x
Price / LTM Sales
4.0x3.9x2.9x
Upside (Analyst Target)
16.0%3.2%14.4%
Fair Value Upside
Unlock1.5%2.5%Unlock

Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash and treasury management services, escrow account services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was formerly known as Dime Community Bancshares, Inc. and changed its name to Dime Commercial Bancshares, Inc. in May 2026. Dime Commercial Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Sector
Financial
Employees
902

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
19.86M45.02%785.66M
Other Institutional Investors
19.69M44.63%778.86M
Public Companies & Retail Investors
4.57M10.35%180.61M
Total
44.11M100.00%1.75B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.13.74%6,059,291239,706
Wellington Management Group LLP9.84%4,341,193171,738

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FAQ

What Is the Dime Community (DCOM) Stock Price Today?

The Dime Community stock price today is 39.56 USD.

What Stock Exchange Does Dime Community Trade On?

Dime Community is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Dime Community?

The stock symbol for Dime Community is "DCOM."

Does Dime Community Pay Dividends? What’s The Current Dividend Yield?

The Dime Community dividend yield is 2.53%.

What Is the Dime Community Market Cap?

As of today, Dime Community market cap is 1.73B USD.

What Is Dime Community's Earnings Per Share (TTM)?

The Dime Community EPS (TTM) is 2.72.

When Is the Next Dime Community Earnings Date?

Dime Community will release its next earnings report on Oct 23, 2026.

From a Technical Analysis Perspective, Is DCOM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Dime Community Stock Split?

Dime Community has split 5 times.

How Many Employees Does Dime Community Have?

Dime Community has 902 employees.

What is the current trading status of Dime Community (DCOM)?

As of Jul 25, 2026, Dime Community (DCOM) is trading at a price of 39.56 USD, with a previous close of 39.23 USD. The stock has fluctuated within a day range of 38.57 USD to 39.96 USD, while its 52-week range spans from 25.63 USD to 41.62 USD.

What Is Dime Community (DCOM) Price Target According to Analysts?

The average 12-month price target for Dime Community is 44.80 USD, with a high estimate of 47 USD and a low estimate of 40 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.25% Upside potential.
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