OptimumBank Holdi receives Investment Bank Analyst Rating Update
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OptimumBank Holdings Inc (OPHC)
OptimumBank Holdings Inc stock price live, this page displays NYSE OPHC stock exchange data. View the OPHC premarket stock price ahead of the market session or assess the after hours quote. Monitor the latest movements within the OptimumBank Holdings Inc real time stock price chart below.
What Is the OptimumBank Holdings Inc Stock Price Today?
The OptimumBank Holdings Inc stock price today is 5.320.
What Is the Stock Symbol for OptimumBank Holdings Inc?
The stock symbol for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the OPHC quote. (ISIN: US68401P4037)
What Is the OptimumBank Holdings Inc Stock Price Today?
The OptimumBank Holdings Inc stock price today is 5.320.
What Is the Stock Symbol for OptimumBank Holdings Inc?
The stock symbol for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the OPHC quote. (ISIN: US68401P4037)
NYSE
Currency in USD
5.320
+0.060(+1.14%)
Real-time Data·
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.261
5.320
52 wk Range
3.530
5.590
OPHC is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.2615.320
52 wk Range
3.5305.590
Key Statistics
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Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Revenue
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EPS
EPS Growth Forecast
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
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EV/EBITDA
Beta
Prev. Close
Open
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Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
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N/A
(N/A)
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Return on Assets
Return on Equity
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Price/Book
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EV/EBITDA
Beta
OPHC Scorecard
Company’s Health
Assesses a company's financial position by analyzing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Analysts Sentiment
Neutral
Price Target
6.000
Upside
+12.78%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Suffers from weak gross profit margins
- Form 8K OptimumBank Holdings Inc For: 30 January
- Investing.com
- Blisko sells OptimumBank (OPHC) shares worth $31,084
- Investing.com
- OptimumBank Holdi receives Investment Bank Analyst Rating Update
- Investing.com
Pro - Form 8K OptimumBank Holdings Inc For: 2 February
- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy
OptimumBank Holdings Inc Company Profile
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.
OptimumBank Holdings Inc Earnings Call Summary for Q4/2025
- OptimumBank reported Q4 2025 EPS of $0.21, beating forecasts by 40%, with net income rising to $4.85 million and stock price increasing 3.08% pre-market to $4.855.
- The bank achieved a 4.28% net interest margin and grew total assets to $1.11 billion, maintaining strong loan growth (39.75% CAGR) and deposit growth (33.6% CAGR) since 2021.
- Management launched a new HUD/FHA financing subsidiary as part of its strategic expansion in the South Florida market with a diversified loan portfolio.
- For upcoming quarters, OptimumBank forecasts over 25% loan growth and aims for $50 million in net interest income, with Chairman Moishe Gubin calling it 'the best year in OptimumBank's history.'
- The company is considering equity or subordinated debt raises to fund new initiatives and has infrastructure ready to support growth to $3 billion in assets.
Last Updated: 2026-02-18, 10:58 a/m
Read Full TranscriptCompare OPHC to Peers and Sector
Metrics to compare | OPHC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPHCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 3.8x | 14.8x | 10.0x | |
PEG Ratio | −0.08 | 0.08 | 0.03 | |
Price/Book | 0.5x | 1.2x | 1.0x | |
Price / LTM Sales | 1.4x | 3.4x | 2.9x | |
Upside (Analyst Target) | 14.1% | 10.9% | 12.9% | |
Fair Value Upside | Unlock | −8.3% | 1.3% | Unlock |
Analyst Ratings
0 Buy
1 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Neutral
Analysts 12-Month Price Target:
Average 6.000
(+12.78% Upside)
Earnings
Latest Release
Feb 02, 2026
EPS / Forecast
0.21 / 0.15
Revenue / Forecast
13.59M / --
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FAQ
What Is the OptimumBank Holdings (OPHC) Stock Price Today?
The OptimumBank Holdings stock price today is 5.320 USD.
What Stock Exchange Does OptimumBank Holdings Trade On?
OptimumBank Holdings is listed and trades on the New York Stock Exchange.
What Is the Stock Symbol for OptimumBank Holdings?
The stock symbol for OptimumBank Holdings is "OPHC."
What Is the OptimumBank Holdings Market Cap?
As of today, OptimumBank Holdings market cap is 64.190M USD.
What Is OptimumBank Holdings's Earnings Per Share (TTM)?
The OptimumBank Holdings EPS (TTM) is 0.710.
When Is the Next OptimumBank Holdings Earnings Date?
OptimumBank Holdings will release its next earnings report on May 12, 2026.
From a Technical Analysis Perspective, Is OPHC a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
How Many Times Has OptimumBank Holdings Stock Split?
OptimumBank Holdings has split 7 times.
How Many Employees Does OptimumBank Holdings Have?
OptimumBank Holdings has 73 employees.
What is the current trading status of OptimumBank Holdings (OPHC)?
As of Feb 26, 2026, OptimumBank Holdings (OPHC) is trading at a price of 5.320 USD, with a previous close of 5.260 USD. The stock has fluctuated within a day range of 5.261 USD to 5.320 USD, while its 52-week range spans from 3.530 USD to 5.590 USD.
What Is OptimumBank Holdings (OPHC) Price Target According to Analysts?
The average 12-month price target for OptimumBank Holdings is 6.000 USD, with a high estimate of 6 USD and a low estimate of 6 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +12.78% Upside potential.
What Is the OPHC Premarket Price?
OPHC's last pre-market stock price is 5.410 USD. The pre-market share volume is 190.000, and the stock has decreased by 0.150, or 2.850%.
What Is the OPHC After Hours Price?
OPHC's last after hours stock price is 5.260 USD, the stock has decreased by -0.015, or -0.280%.
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