Regional Management Corp (RM)

Currency in USD
36.30
+0.04(+0.11%)
Closed·
36.300.00(0.00%)
·
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Fair Value
Day's Range
35.3236.64
52 wk Range
29.8944.30
Key Statistics
Prev. Close
36.26
Open
36.13
Day's Range
35.32-36.64
52 wk Range
29.89-44.3
Volume
100.78K
Average Volume (3m)
92.7K
1-Year Change
-7.751%
Book Value / Share
41.34
Fair Value
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Fair Value Upside
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RM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
44.33
Upside
+22.13%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 44.33
(+22.13% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Stephens
Buy40.00+10.19%38.50MaintainOct 29, 2026
Citizens
Buy43.00+18.46%-MaintainAug 17, 2026
Citizens
Buy43.00+18.46%45.00MaintainJul 30, 2026
Citizens
Buy45.00+23.97%-MaintainJun 17, 2026
Citizens
Buy45.00+23.97%-UpgradeMay 21, 2026

Regional Management Corp Earnings Call Summary for Q3/2026

  • Regional Management Q3 2026 EPS of $1.61 beat estimates by 9.5%; revenue hit record $178.8M, topping forecasts by 2.3% as shares rose 5.6% after-hours.
  • Column Bank partnership now adds 120bps to revenue yield and expected to boost pre-tax margin by 200bps; fee income more than doubled YoY to $12.3M.
  • Net finance receivables grew 7.6% YoY to $2.2B with improved efficiency; operating expense ratio fell 20bps to 12.6% despite higher partnership rollout costs.
  • Full-year 2026 guidance unchanged at 6-9% net income growth and 10-13% EPS growth; Q4 net income expected lower due to seasonal credit losses and higher funding costs.
  • Credit losses remain elevated at 10.9% above long-term sub-10% target; management expects bank partnership expansion to all branches by end-2027 to drive stronger growth.
Last Updated: 2026-10-28, 05:52 p/m
Read Full Transcript

Earnings

Latest Release
Oct 28, 2026
EPS / Forecast
1.61 / 1.47
Revenue / Forecast
178.77M / 174.69M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 5.23
Dividend Yield
3.31%
Industry Median 2.85%
Annualized payout
1.20
Paid quarterly
5-Years Growth
+13.05%
Growth Streak

RM Income Statement

Compare RM to Peers and Sector

Metrics to compare
RM
Peers
Sector
Relationship
P/E Ratio
7.0x15.1x9.1x
PEG Ratio
0.360.130.03
Price/Book
0.9x1.9x1.0x
Price / LTM Sales
0.5x0.7x2.8x
Upside (Analyst Target)
22.1%26.4%19.5%
Fair Value Upside
Unlock27.2%3.6%Unlock

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

Sector
Financial
Employees
2112

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.85M30.86%103.34M
Other Institutional Investors
6.76M69.14%245.55M
Public Companies & Retail Investors
0.000.00%0.00
Total
9.61M100.00%348.89M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.12.50%1,153,24641,863
Forager Capital Management LLC9.96%919,13633,365

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FAQ

What Is the Regional Management (RM) Stock Price Today?

The Regional Management stock price today is 36.30 USD.

What Stock Exchange Does Regional Management Trade On?

Regional Management is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Regional Management?

The stock symbol for Regional Management is "RM."

Does Regional Management Pay Dividends? What’s The Current Dividend Yield?

The Regional Management dividend yield is 3.3%%.

What Is the Regional Management Market Cap?

As of today, Regional Management market cap is 333.12M USD.

What Is Regional Management's Earnings Per Share (TTM)?

The Regional Management EPS (TTM) is 5.23.

When Is the Next Regional Management Earnings Date?

Regional Management will release its next earnings report on Feb 10, 2027.

From a Technical Analysis Perspective, Is RM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Regional Management Stock Split?

Regional Management has split 0 times.

How Many Employees Does Regional Management Have?

Regional Management has 2112 employees.

What is the current trading status of Regional Management (RM)?

As of Oct 31, 2026, Regional Management (RM) is trading at a price of 36.30 USD, with a previous close of 36.26 USD. The stock has fluctuated within a day range of 35.32 USD to 36.64 USD, while its 52-week range spans from 29.89 USD to 44.30 USD.

What Is Regional Management (RM) Price Target According to Analysts?

The average 12-month price target for Regional Management is 44.33 USD, with a high estimate of 50 USD and a low estimate of 40 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +22.13% Upside potential.
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