Regional Management Corp (RM)

Currency in USD
33.84
-0.88(-2.53%)
Closed·
33.840.00(0.00%)
·
Unusual trading volume
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Fair Value
Day's Range
33.7435.51
52 wk Range
30.4646.00
Key Statistics
Prev. Close
34.72
Open
34.88
Day's Range
33.74-35.51
52 wk Range
30.46-46
Volume
193.16K
Average Volume (3m)
72.61K
1-Year Change
-1.3123%
Book Value / Share
41.09
Fair Value
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Fair Value Upside
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RM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
43.83
Upside
+29.53%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 43.83
(+29.53% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy43.00+27.07%45.00MaintainJul 30, 2026
Citizens
Buy45.00+32.98%-MaintainJun 17, 2026
Citizens
Buy45.00+32.98%-UpgradeMay 21, 2026
Citizens
Hold---MaintainFeb 05, 2026

Regional Management Corp Earnings Call Summary for Q2/2026

  • Regional Management Q2 2026 EPS of $0.85 beat estimates by 7.6%, but revenue of $150.3M missed forecasts by 9.3%, causing shares to fall 1.4% after-hours.
  • Company cut full-year 2026 guidance: EPS growth 10-13%, portfolio growth 5-7%, prioritizing profitability over volume amid tighter credit standards.
  • Net finance receivables grew 9.6% YoY to $2.1B; delinquencies rose to 7.0% while net credit losses increased to 12.2%, both up from prior year.
  • Bank partnership with Column National Bank reached $65M in originations, expected to boost pre-tax margins by 200+ basis points versus state-licensed operations.
  • Management expects Q3-Q4 net income to exceed Q2, with cost of funds rising to 4.5% in Q3 as low-cost 2021 debt matures at higher current market rates.
Last Updated: 2026-07-29, 06:06 p/m
Read Full Transcript

Earnings

Latest Release
Jul 29, 2026
EPS / Forecast
0.85 / 0.79
Revenue / Forecast
150.27M / 165.69M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.76%
Dividend Yield
3.55%
Industry Median 2.78%
Annualized payout
1.20
Paid quarterly
5-Years Growth
+13.05%
Growth Streak

RM Income Statement

Compare RM to Peers and Sector

Metrics to compare
RM
Peers
Sector
Relationship
P/E Ratio
6.7x15.5x10.0x
PEG Ratio
0.180.110.03
Price/Book
0.8x2.3x1.0x
Price / LTM Sales
0.5x2.1x3.0x
Upside (Analyst Target)
23.8%23.9%12.8%
Fair Value Upside
Unlock14.8%2.2%Unlock

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

Sector
Financial
Employees
2112

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.98M31.92%103.50M
Other Institutional Investors
6.08M65.07%211.02M
Public Companies & Retail Investors
281.34K3.01%9.77M
Total
9.34M100.00%324.28M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Forager Fund, L.P.10.15%948,45832,930
Forager Capital Management LLC10.15%948,45832,930

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FAQ

What Is the Regional Management (RM) Stock Price Today?

The Regional Management stock price today is 33.84 USD.

What Stock Exchange Does Regional Management Trade On?

Regional Management is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Regional Management?

The stock symbol for Regional Management is "RM."

Does Regional Management Pay Dividends? What’s The Current Dividend Yield?

The Regional Management dividend yield is 3.46%.

What Is the Regional Management Market Cap?

As of today, Regional Management market cap is 312.20M USD.

What Is Regional Management's Earnings Per Share (TTM)?

The Regional Management EPS (TTM) is 4.76.

When Is the Next Regional Management Earnings Date?

Regional Management will release its next earnings report on Nov 03, 2026.

From a Technical Analysis Perspective, Is RM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Regional Management Stock Split?

Regional Management has split 0 times.

How Many Employees Does Regional Management Have?

Regional Management has 2112 employees.

What is the current trading status of Regional Management (RM)?

As of Aug 05, 2026, Regional Management (RM) is trading at a price of 33.84 USD, with a previous close of 34.72 USD. The stock has fluctuated within a day range of 33.74 USD to 35.51 USD, while its 52-week range spans from 30.46 USD to 46.00 USD.

What Is Regional Management (RM) Price Target According to Analysts?

The average 12-month price target for Regional Management is 43.83 USD, with a high estimate of 50 USD and a low estimate of 38.5 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +29.53% Upside potential.
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