Consumer Portfolio Services Inc (CPSS)

Currency in USD
10.280
+0.030(+0.29%)
Real-time Data·
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Fair Value
Day's Range
10.25010.325
52 wk Range
6.66710.490
Key Statistics
Prev. Close
10.25
Open
10.25
Day's Range
10.25-10.325
52 wk Range
6.667-10.49
Volume
4.24K
Average Volume (3m)
23.45K
1-Year Change
17.4658%
Book Value / Share
14.45
Fair Value
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Fair Value Upside
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CPSS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Consumer Portfolio Services Inc Earnings Call Summary for Q1/2026

  • CPS reported Q1 2026 EPS of $0.24 (up 22% YoY) and revenue of $112.3M (up 5% YoY), with loan originations surging 18%.
  • Stock declined 2.8% in premarket trading despite strong results, amid broader market uncertainties and geopolitical tensions.
  • Net income rose 18% to $5.5M; interest income increased 6.7% to $108.7M, while core operating expenses fell 2%.
  • Management expects continued Q2 growth driven by dealer network expansion and strong March momentum (47% of quarterly originations).
  • Key risks include rising interest expenses (up 9%), geopolitical instability, and maintaining credit discipline amid rapid expansion.
Last Updated: 2026-05-06, 02:02 p/m
Read Full Transcript

Earnings

Latest Release
May 05, 2026
EPS / Forecast
0.24 / --
Revenue / Forecast
112.3M / --
EPS Revisions
Last 90 days

CPSS Income Statement

Compare CPSS to Peers and Sector

Metrics to compare
CPSS
Peers
Sector
Relationship
P/E Ratio
11.0x19.4x9.9x
PEG Ratio
1.460.160.03
Price/Book
0.7x1.9x1.0x
Price / LTM Sales
1.1x2.3x2.8x
Upside (Analyst Target)
36.6%40.3%18.1%
Fair Value Upside
Unlock5.5%2.6%Unlock

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial
Employees
956

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.30M15.21%33.82M
Other Institutional Investors
6.94M31.98%71.14M
Public Companies & Retail Investors
11.46M52.81%117.45M
Total
21.7M100.00%222.41M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Black Diamond Capital Management, L.L.C.23.63%5,127,16552,553
Dimensional Fund Advisors LP7.23%1,568,90016,081

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FAQ

What Is the Consumer Portfolio Services (CPSS) Stock Price Today?

The Consumer Portfolio Services stock price today is 10.280 USD.

What Stock Exchange Does Consumer Portfolio Services Trade On?

Consumer Portfolio Services is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Consumer Portfolio Services?

The stock symbol for Consumer Portfolio Services is "CPSS."

What Is the Consumer Portfolio Services Market Cap?

As of today, Consumer Portfolio Services market cap is 222.410M USD.

What Is Consumer Portfolio Services's Earnings Per Share (TTM)?

The Consumer Portfolio Services EPS (TTM) is 0.850.

When Is the Next Consumer Portfolio Services Earnings Date?

Consumer Portfolio Services will release its next earnings report on Aug 05, 2026.

From a Technical Analysis Perspective, Is CPSS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Consumer Portfolio Services Stock Split?

Consumer Portfolio Services has split 1 times.

How Many Employees Does Consumer Portfolio Services Have?

Consumer Portfolio Services has 956 employees.

What is the current trading status of Consumer Portfolio Services (CPSS)?

As of May 19, 2026, Consumer Portfolio Services (CPSS) is trading at a price of 10.280 USD, with a previous close of 10.250 USD. The stock has fluctuated within a day range of 10.250 USD to 10.325 USD, while its 52-week range spans from 6.667 USD to 10.490 USD.

What Is Consumer Portfolio Services (CPSS) Price Target According to Analysts?

The average 12-month price target for Consumer Portfolio Services is 14.000 USD, with a high estimate of 14 USD and a low estimate of 14 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +36.19% Upside potential.
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