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Sapiens International Corporation NV (SPNS)

NASDAQ
Currency in USD
28.48
+0.05(+0.18%)
Closed
After Hours
28.480.00(0.00%)
SPNS Scorecard
Full Analysis
Holds more cash than debt on its balance sheet
Fair Value
Day's Range
27.9428.63
52 wk Range
26.3441.22
Key Statistics
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Prev. Close
28.43
Open
28.43
Day's Range
27.94-28.63
52 wk Range
26.34-41.22
Volume
233.43K
Average Volume (3m)
137.68K
1-Year Change
6.08%
Book Value / Share
8.44
Fair Value
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Fair Value Upside
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SPNS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
31.75
Upside
+11.48%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings downwards for the upcoming period
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Sapiens International Corporation NV Company Profile

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.

Employees
4754

Sapiens International Corporation NV SWOT Analysis


SaaS Transition
Explore Sapiens' strategic shift to a SaaS model, aiming for stable revenue streams despite recent challenges in deal closings and market adaptation
Financial Landscape
Sapiens reports mixed results with strong North American performance, but faces headwinds in recent quarters, impacting future growth projections
Market Positioning
Delve into Sapiens' competitive stance in the insurance software industry, balancing strong regional performance against global market pressures
Analyst Outlook
Average price target around $34, reflecting cautious optimism amid Sapiens' transition challenges and conservative growth estimates for FY25
Read full SWOT analysis
SPNS Full Pro Research
Institutional-Grade Stock Analysis
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Sapiens International Corporation NV Earnings Call Summary for Q4/2024

  • Q3 2024 revenue up 4.8% YoY to $137M; full-year guidance lowered due to SaaS transition and longer sales cycles
  • Net income at $21M ($0.37/share); dividend of $16.2M declared; recurring revenue now over 70% of total
  • 2025 revenue growth projected in low single digits; North America CoreSuite P&C platform launch set for H1 2025
  • Geographic revenue increased across all regions; positive feedback on new platform, especially in European Life insurance
  • Challenges include ARR decline, competitive pressures in North American P&C, and macroeconomic factors delaying new deals
Last Updated: 2024-11-12, 06:40 a/m
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Compare SPNS to Peers and Sector

Metrics to compare
SPNS
Peers
Sector
Relationship
P/E Ratio
22.4x−18.7x11.3x
PEG Ratio
1.12−0.220.01
Price/Book
3.4x14.2x2.4x
Price / LTM Sales
3.0x7.7x2.2x
Upside (Analyst Target)
15.0%12.3%19.8%
Fair Value Upside
Unlock−13.4%3.2%Unlock

Analysts' Recommendations

2 Buy
1 Hold
2 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 31.75

(+11.48% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.28
Dividend Yield
2.00%
Industry Median 0.36%
Annualized payout
0.5700
Paid semi-annually
5-Years Growth
-
Growth Streak

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FAQ

What Is the Sapiens (SPNS) Stock Price Today?

The Sapiens stock price today is 28.48

What Stock Exchange Does Sapiens Trade On?

Sapiens is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for Sapiens?

The stock symbol for Sapiens is "SPNS."

Does Sapiens Pay Dividends? What’s The Current Dividend Yield?

The Sapiens dividend yield is 2.00%.

What Is the Sapiens Market Cap?

As of today, Sapiens market cap is 1.59B.

What is Sapiens Earnings Per Share?

The Sapiens EPS is 1.28.

What Is the Next Sapiens Earnings Date?

Sapiens will release its next earnings report on Feb 25, 2025.

From a Technical Analysis Perspective, Is SPNS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.
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