Unicaja Banco SA (UNI)

Currency in EUR
2.752
+0.024(+0.88%)
Closed·
Earnings results expected in 5 days
High dividend Yield
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Fair Value
Day's Range
2.6782.762
52 wk Range
1.6883.036
Key Statistics
Prev. Close
2.752
Open
2.698
Day's Range
2.678-2.762
52 wk Range
1.688-3.036
Volume
6.85M
Average Volume (3m)
6.12M
1-Year Change
60.4829%
Book Value / Share
2.75
Fair Value
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Fair Value Upside
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UNI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.670
Downside
-2.98%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Unicaja Banco SA News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
8 Hold
9 Sell
Ratings:
18 analysts
Overall Consensus
Sell

Analysts 12-Month Price Target:

Average 2.670
(-2.98% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citi
Hold2.75-0.07%2.65MaintainApr 17, 2026
Jefferies
Hold2.50-9.16%2.20MaintainApr 14, 2026
Deutsche Bank
Hold2.75-0.07%2.55MaintainFeb 23, 2026
Citi
Hold2.65-3.71%2.60MaintainFeb 18, 2026
Kepler Cheuvreux
Hold2.90+5.38%3.10DowngradeFeb 11, 2026

Unicaja Banco SA Earnings Call Summary for Q2/2025

  • Net profit rose 15% YoY to €338M in H1 2025; interim dividend up 10% to €0.066/share; efficiency ratio improved to 45%
  • Business volumes grew 4% YoY; mutual fund balances up 25%; stock price increased 1.65% post-earnings release
  • Net interest income guidance raised to over €1.45B; fees guidance improved to low single-digit growth
  • Adjusted ROTE guidance increased to nearly 11%; cost of risk expected to remain at 30 basis points
  • CEO highlighted strategic execution and commercial dynamics; CFO noted recovery from previous downward trend
Last Updated: 2025-10-14, 02:52 p/m
Read Full Transcript

Earnings

Latest Release
Feb 02, 2026
EPS / Forecast
0.05 / 0.06
Revenue / Forecast
521M / 507.06M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.24%
Dividend Yield
5.12%
Industry Median 4.07%
Annualized payout
0.14
Paid annually
5-Years Growth
+76.79%
Growth Streak

UNI Income Statement

Compare UNI to Peers and Sector

Metrics to compare
UNI
Peers
Sector
Relationship
P/E Ratio
0.0x13.1x9.9x
PEG Ratio
0.001.080.03
Price/Book
0.0x1.4x1.0x
Price / LTM Sales
0.0x3.7x2.9x
Upside (Analyst Target)
0.0%8.4%15.6%
Fair Value Upside
Unlock0.2%2.1%Unlock

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; and private and personal banking services, as well as digital and mobile banking services. The company was founded in 1991 and is headquartered in Málaga, Spain.

Sector
Financial
Employees
7274
Market
Spain

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
276.43M10.76%754.09M
Other Institutional Investors
1.93B74.94%5.25B
Public Companies & Retail Investors
367.41M14.30%1.00B
Total
2.57B100.00%7.01B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Fundación Bancaria Unicaja31.22%802,236,2222,188,500
SANTA LUCIA ASSET MANAGEMENT, SGIIC, S.A9.51%244,371,123666,644

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FAQ

What Is the Unicaja Banco (UNI) Stock Price Today?

The Unicaja Banco stock price today is 2.752 EUR.

What Stock Exchange Does Unicaja Banco Trade On?

Unicaja Banco is listed and trades on the Madrid Stock Exchange.

What Is the Stock Symbol for Unicaja Banco?

The stock symbol for Unicaja Banco is "UNI."

Does Unicaja Banco Pay Dividends? What’s The Current Dividend Yield?

The Unicaja Banco dividend yield is 5.12%.

What Is the Unicaja Banco Market Cap?

As of today, Unicaja Banco market cap is 7.070B EUR.

What Is Unicaja Banco's Earnings Per Share (TTM)?

The Unicaja Banco EPS (TTM) is 0.243.

When Is the Next Unicaja Banco Earnings Date?

Unicaja Banco will release its next earnings report on May 05, 2026.

From a Technical Analysis Perspective, Is UNI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Unicaja Banco Stock Split?

Unicaja Banco has split 0 times.

How Many Employees Does Unicaja Banco Have?

Unicaja Banco has 7274 employees.

What is the current trading status of Unicaja Banco (UNI)?

As of Apr 30, 2026, Unicaja Banco (UNI) is trading at a price of 2.752 EUR, with a previous close of 2.752 EUR. The stock has fluctuated within a day range of 2.678 EUR to 2.762 EUR, while its 52-week range spans from 1.688 EUR to 3.036 EUR.

What Is Unicaja Banco (UNI) Price Target According to Analysts?

The average 12-month price target for Unicaja Banco is 2.670 EUR, with a high estimate of 3.45 EUR and a low estimate of 2.25 EUR. 1 analysts recommend buying the stock, while 9 suggest selling, leading to an overall rating of Sell. The stock has an -2.98% Downside potential.
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