Yirendai Ltd (YRD)

Currency in USD
1.245
+0.125(+11.16%)
Real-time Data·
Earnings results expected in 7 days
High dividend Yield
YRD is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.1101.275
52 wk Range
0.8206.790
Key Statistics
Prev. Close
1.12
Open
1.14
Day's Range
1.11-1.275
52 wk Range
0.82-6.79
Volume
80.24K
Average Volume (3m)
1.07M
1-Year Change
-78.5714%
Book Value / Share
14.71
Fair Value
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Fair Value Upside
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YRD Scorecardpro icon
Company’s Health
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Yirendai Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Yirendai Ltd Earnings Call Summary for Q1/2026

  • Q1 revenue fell 41% YoY to RMB 915.1M, but declined only 4% sequentially, suggesting business stabilization after credit normalization pressures.
  • Net loss narrowed to CNY 494.7M from CNY 868.2M in Q4 2025; adjusted EBITDA loss improved to CNY 337M from CNY 1B as credit provisions dropped sharply.
  • Credit metrics strengthened with repeat borrowing hitting record 78% and asset recovery rates rising for first time in five quarters amid lower delinquencies.
  • Management expects continued credit improvement through April-May; FY2026 revenue guidance of RMB 4.49B with EPS of $0.07, rising to RMB 7.85B and $0.36 in FY2027.
  • Company accelerating AI-native transformation with MagiCube 2.0 platform while internet insurance revenue grew 22% YoY to RMB 87.2M, gaining strategic traction.
Last Updated: 2026-06-25, 09:00 a/m
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Earnings

Latest Release
Jun 25, 2026
EPS / Forecast
-5.64 / --
Revenue / Forecast
915M / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -7.89%
Dividend Yield
34.78%
Industry Median 1.92%
Annualized payout
0.40
Paid unevenly
5-Years Growth
-
Growth Streak

YRD Income Statement

Compare YRD to Peers and Sector

Metrics to compare
YRD
Peers
Sector
Relationship
P/E Ratio
−1.0x3.7x10.1x
PEG Ratio
0.01−0.070.03
Price/Book
0.1x0.5x1.0x
Price / LTM Sales
0.1x0.7x3.0x
Upside (Analyst Target)
-28.5%12.9%
Fair Value Upside
Unlock15.0%2.0%Unlock

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.08M1.23%1.21M
Other Institutional Investors
72.96M83.40%81.72M
Public Companies & Retail Investors
13.45M15.37%15.06M
Total
87.49M100.00%97.99M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
CreditEase Holdings (Cayman) Limited81.97%71,710,70680,316
Dimensional Fund Advisors LP1.28%1,116,9611,251

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FAQ

What Is the Yirendai Ltd (YRD) Stock Price Today?

The Yirendai Ltd stock price today is 1.245 USD.

What Stock Exchange Does Yirendai Ltd Trade On?

Yirendai Ltd is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Yirendai Ltd?

The stock symbol for Yirendai Ltd is "YRD."

Does Yirendai Ltd Pay Dividends? What’s The Current Dividend Yield?

The Yirendai Ltd dividend yield is 35.71%.

What Is the Yirendai Ltd Market Cap?

As of today, Yirendai Ltd market cap is 97.990M USD.

What Is Yirendai Ltd's Earnings Per Share (TTM)?

The Yirendai Ltd EPS (TTM) is -7.886.

When Is the Next Yirendai Ltd Earnings Date?

Yirendai Ltd will release its next earnings report on Aug 13, 2026.

From a Technical Analysis Perspective, Is YRD a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Yirendai Ltd Stock Split?

Yirendai Ltd has split 0 times.

How Many Employees Does Yirendai Ltd Have?

Yirendai Ltd has 981 employees.

What is the current trading status of Yirendai Ltd (YRD)?

As of Aug 06, 2026, Yirendai Ltd (YRD) is trading at a price of 1.245 USD, with a previous close of 1.120 USD. The stock has fluctuated within a day range of 1.110 USD to 1.275 USD, while its 52-week range spans from 0.820 USD to 6.790 USD.
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