Yiren Digital Ltd ADR (YRD)

Currency in USD
1.015
+0.005(+0.50%)
Real-time Data·
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Fair Value
Day's Range
0.9801.030
52 wk Range
0.8206.350
Key Statistics
Prev. Close
1.01
Open
0.999
Day's Range
0.98-1.03
52 wk Range
0.82-6.35
Volume
38.39K
Average Volume (3m)
66.61K
1-Year Change
-84.0157%
Book Value / Share
11.53
Fair Value
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Fair Value Upside
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YRD Scorecardpro icon
Company’s Health
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Yiren Digital Ltd ADR News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Yiren Digital Ltd ADR Earnings Call Summary for Q2/2026

  • Yiren Digital posted Q2 2026 adjusted loss of $5.11/share on revenue of $890M, down 46% YoY, as stock fell 6.93% to $0.93 in premarket trading.
  • Net loss widened to RMB 449.6M from net income of RMB 357.5M a year earlier; loan facilitation volume dropped 29% sequentially to RMB 6.3B.
  • Company shifting to asset-light referral model with AI integration; repeat borrowers hit record 82% while delinquency rates improved across all categories.
  • Insurance business showed growth with clients up 281% YoY to 453K; board authorized $20M share repurchase program balanced against liquidity needs.
  • No numeric guidance issued; management prioritizes asset quality protection, insurance expansion, and AI deployment across operations amid regulatory pressure.
Last Updated: 2026-09-30, 08:54 a/m
Read Full Transcript

Earnings

Latest Release
Sep 30, 2026
EPS / Forecast
-5.11 / --
Revenue / Forecast
889.98M / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -17.07%
Dividend Yield
-
Industry Median 2.70%
Annualized payout
-
Paid unevenly
5-Years Growth
-
Growth Streak

YRD Income Statement

Compare YRD to Peers and Sector

Metrics to compare
YRD
Peers
Sector
Relationship
P/E Ratio
−0.4x6.3x9.3x
PEG Ratio
0.00−0.060.03
Price/Book
0.1x0.9x1.0x
Price / LTM Sales
0.1x0.4x2.8x
Upside (Analyst Target)
-68.3%19.8%
Fair Value Upside
Unlock35.4%3.2%Unlock

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Sector
Financial
Employees
981

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.01M1.16%1.05M
Other Institutional Investors
72.82M83.23%75.73M
Public Companies & Retail Investors
13.66M15.61%14.21M
Total
87.49M100.00%90.99M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
CreditEase Holdings (Cayman) Limited81.97%71,710,70674,579
Dimensional Fund Advisors LP1.18%1,030,3851,072

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FAQ

What Is the Yiren Digital ADR (YRD) Stock Price Today?

The Yiren Digital ADR stock price today is 1.015 USD.

What Stock Exchange Does Yiren Digital ADR Trade On?

Yiren Digital ADR is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Yiren Digital ADR?

The stock symbol for Yiren Digital ADR is "YRD."

What Is the Yiren Digital ADR Market Cap?

As of today, Yiren Digital ADR market cap is 88.360M USD.

What Is Yiren Digital ADR's Earnings Per Share (TTM)?

The Yiren Digital ADR EPS (TTM) is -17.074.

When Is the Next Yiren Digital ADR Earnings Date?

Yiren Digital ADR will release its next earnings report on Nov 25, 2026.

From a Technical Analysis Perspective, Is YRD a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Yiren Digital ADR Stock Split?

Yiren Digital ADR has split 0 times.

How Many Employees Does Yiren Digital ADR Have?

Yiren Digital ADR has 981 employees.

What is the current trading status of Yiren Digital ADR (YRD)?

As of Oct 09, 2026, Yiren Digital ADR (YRD) is trading at a price of 1.015 USD, with a previous close of 1.010 USD. The stock has fluctuated within a day range of 0.980 USD to 1.030 USD, while its 52-week range spans from 0.820 USD to 6.350 USD.

What Is the YRD Premarket Price?

YRD's last pre-market stock price is 1.035 USD. The pre-market share volume is 130.000, and the stock has decreased by 0.025, or 2.480%.
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