Lufax Holding Ltd (LU)

Currency in USD
8.260
+0.330(+4.16%)
Closed·
8.2600.000(0.00%)
·
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Fair Value
Day's Range
7.8008.500
52 wk Range
7.70032.100
Key Statistics
Prev. Close
8.26
Open
7.86
Day's Range
7.8-8.5
52 wk Range
7.7-32.1
Volume
340.83K
Average Volume (3m)
157.81K
1-Year Change
-73.5256%
Book Value / Share
133.38
Fair Value
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Fair Value Upside
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LU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
23.707
Upside
+187.00%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales decline in the current year

Lufax Holding Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 23.707
(+187.00% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Deutsche Bank
Hold1.40-83.05%-New CoverageAug 27, 2026
JPMorgan
Buy2.00-75.79%-UpgradeJul 27, 2026
Citi
Hold2.03-75.42%3.13MaintainApr 27, 2026
JPMorgan
Hold2.00-75.79%-UpgradeApr 17, 2026

Lufax Holding Ltd Earnings Call Summary for Q3/2026

  • Lufax reported Q3 2026 net loss of RMB 1.494B vs RMB 380M loss year-ago; revenue fell 4.6% to RMB 6.18B amid rising credit impairment charges.
  • Consumer finance lending grew 25.2% to RMB 39.7B, now 68.1% of new loans, as company shifts from high-risk model to quality-focused growth strategy.
  • Credit impairment losses jumped 10.3% to RMB 4.511B on underperforming legacy loans; management expects regulatory pressure on collections to persist through 2026.
  • Funding costs declined 80bps year-over-year to 3.6%; management cited stable bank credit quotas and sufficient funding supply despite industry headwinds.
  • New CFO Liu Jia appointed; company expanding AI in risk management and collections while pursuing selective customer growth amid weak small business demand.
Last Updated: 2026-10-28, 04:02 a/m
Read Full Transcript

Earnings

Latest Release
Oct 27, 2026
EPS / Forecast
-0.89 / --
Revenue / Forecast
6.18B / --
EPS Revisions
Last 90 days

LU Income Statement

Compare LU to Peers and Sector

Metrics to compare
LU
Peers
Sector
Relationship
P/E Ratio
−1.4x8.6x9.1x
PEG Ratio
0.020.040.03
Price/Book
0.1x1.4x1.0x
Price / LTM Sales
0.2x1.9x2.8x
Upside (Analyst Target)
191.5%65.1%19.5%
Fair Value Upside
Unlock20.5%3.6%Unlock

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People’s Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

Sector
Financial
Employees
29136

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.63M4.18%29.95M
Other Institutional Investors
68.37M78.88%564.72M
Public Companies & Retail Investors
14.67M16.93%121.21M
Total
86.67M100.00%715.89M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Ping An Insurance (Group) Company of China, Ltd.66.85%57,934,524478,539
Tun Kung Company Limited6.87%5,951,72449,161

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FAQ

What Is the Lufax (LU) Stock Price Today?

The Lufax stock price today is 8.260 USD.

What Stock Exchange Does Lufax Trade On?

Lufax is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Lufax?

The stock symbol for Lufax is "LU."

What Is the Lufax Market Cap?

As of today, Lufax market cap is 687.280M USD.

What Is Lufax's Earnings Per Share (TTM)?

The Lufax EPS (TTM) is -5.72.

From a Technical Analysis Perspective, Is LU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Lufax Stock Split?

Lufax has split 2 times.

How Many Employees Does Lufax Have?

Lufax has 29136 employees.

What is the current trading status of Lufax (LU)?

As of Oct 31, 2026, Lufax (LU) is trading at a price of 8.260 USD, with a previous close of 8.260 USD. The stock has fluctuated within a day range of 7.800 USD to 8.500 USD, while its 52-week range spans from 7.700 USD to 32.100 USD.

What Is Lufax (LU) Price Target According to Analysts?

The average 12-month price target for Lufax is 23.707 USD, with a high estimate of 42.69572098 USD and a low estimate of 9.031527 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +187.00% Upside potential.
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