Lufax Holding Ltd (LU)

Currency in USD
1.300
-0.040(-2.99%)
Closed·
1.310+0.010(+0.77%)
·
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Fair Value
Day's Range
1.3001.350
52 wk Range
1.2004.570
Key Statistics
Prev. Close
1.3
Open
1.33
Day's Range
1.3-1.35
52 wk Range
1.2-4.57
Volume
613.08K
Average Volume (3m)
1.08M
1-Year Change
-56.9536%
Book Value / Share
13.43
Fair Value
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Fair Value Upside
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LU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.850
Upside
+119.21%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low Price / Book multiple

Lufax Holding Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2.850
(+119.21% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy2.00+53.85%-UpgradeJul 27, 2026
Citi
Hold2.03+56.15%3.13MaintainApr 27, 2026
JPMorgan
Hold2.00+53.85%-UpgradeApr 17, 2026

Lufax Holding Ltd Earnings Call Summary for H1/2026

  • Lufax posted Q2 2026 loss of $0.12/share on revenue of RMB 6.23B, down 15.5% YoY; new loan sales rose 4.6% to RMB 51.1B driven by consumer finance.
  • Asset quality improved with CM3 flow rate declining to 1.0% from 1.2% in Q1; funding costs fell 90bps YoY to 3.8%, aiding margin recovery efforts.
  • Company regained NYSE compliance after completing 2022-2025 audits, resuming normal reporting cadence following nearly two-year communication pause.
  • Management prioritizes shift to lower-risk borrowers, AI-driven operations, and compliance; expects continued asset quality improvement but provided no formal guidance.
  • CEO warned previous high-risk/high-fee model unsustainable; capital return policy to be reviewed post-profitability with analysts forecasting $0.89 EPS for FY2026.
Last Updated: 2026-08-19, 06:38 a/m
Read Full Transcript

Earnings

Latest Release
Aug 18, 2026
EPS / Forecast
-0.12 / --
Revenue / Forecast
6.23B / --
EPS Revisions
Last 90 days

LU Income Statement

Compare LU to Peers and Sector

Metrics to compare
LU
Peers
Sector
Relationship
P/E Ratio
−3.4x10.6x9.8x
PEG Ratio
−0.770.030.03
Price/Book
0.1x1.7x1.0x
Price / LTM Sales
0.3x3.5x3.0x
Upside (Analyst Target)
64.7%26.6%13.4%
Fair Value Upside
Unlock1.1%1.9%Unlock

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People’s Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

Sector
Financial
Employees
29136

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
47.08M5.43%63.56M
Other Institutional Investors
679.37M78.39%917.15M
Public Companies & Retail Investors
140.23M16.18%189.32M
Total
866.69M100.00%1.17B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Ping An Insurance (Group) Company of China, Ltd.66.85%579,345,244782,116
Tun Kung Company Limited6.87%59,517,24880,348

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FAQ

What Is the Lufax (LU) Stock Price Today?

The Lufax stock price today is 1.300 USD.

What Stock Exchange Does Lufax Trade On?

Lufax is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Lufax?

The stock symbol for Lufax is "LU."

What Is the Lufax Market Cap?

As of today, Lufax market cap is 1.130B USD.

What Is Lufax's Earnings Per Share (TTM)?

The Lufax EPS (TTM) is -2.580.

When Is the Next Lufax Earnings Date?

Lufax will release its next earnings report on Nov 17, 2026.

From a Technical Analysis Perspective, Is LU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Lufax Stock Split?

Lufax has split 1 times.

How Many Employees Does Lufax Have?

Lufax has 29136 employees.

What is the current trading status of Lufax (LU)?

As of Aug 27, 2026, Lufax (LU) is trading at a price of 1.300 USD, with a previous close of 1.300 USD. The stock has fluctuated within a day range of 1.300 USD to 1.350 USD, while its 52-week range spans from 1.200 USD to 4.570 USD.

What Is Lufax (LU) Price Target According to Analysts?

The average 12-month price target for Lufax is 2.850 USD, with a high estimate of 4.22666607 USD and a low estimate of 2.11489533 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +119.21% Upside potential.

What Is the LU After Hours Price?

LU's last after hours stock price is 1.310 USD, the stock has decreased by 0.010, or 0.770%.
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