Intact Financial Corporation (IFC)

Currency in CAD
261.66
-0.08(-0.03%)
Closed·
Earnings results expected in 3 days
IFC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
261.00263.99
52 wk Range
242.87317.35
Key Statistics
Bid/Ask
261.01 / 262.51
Prev. Close
261.74
Open
262.45
Day's Range
261-263.99
52 wk Range
242.87-317.35
Volume
225.28K
Average Volume (3m)
484.04K
1-Year Change
-14.9165%
Fair Value
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Fair Value Upside
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IFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
313.15
Upside
+19.68%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Analyst Ratings

9 Buy
4 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 313.15
(+19.68% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Barclays
Buy322.00+23.06%319.00MaintainApr 08, 2026
TD Cowen
Buy354.00+35.29%346.00MaintainFeb 11, 2026
BMO Capital
Buy320.00+22.30%315.00MaintainNov 06, 2025
RBC Capital
Hold304.00+16.18%324.00MaintainNov 06, 2025
Barclays
Buy318.00+21.53%312.00MaintainNov 05, 2025

Intact Financial Corporation SWOT Analysis


Market Dominance
Explore Intact Financial's position as Canada's largest P&C insurer, offering diverse products and maintaining a strong market presence
Financial Resilience
Delve into IFC's projected 13-14% ROE, benign catastrophic events, and the positive impact of rising interest rates on investment income
Valuation Insights
Discover why IFC's stock, trading at 1.13x Q4 2023 BVPS, may be undervalued by 30% based on projected operating ROE of 11.5-12% for 2024
Growth Prospects
Learn about IFC's potential for geographic expansion, innovative product development, and technology investments to drive future growth
Read full SWOT analysis

Intact Financial Corporation Earnings Call Summary for Q4/2025

  • Intact Financial reported Q4 2025 EPS of CAD 5.50, beating forecasts by 17.77%, while revenue of CAD 6.03 billion missed expectations; stock fell 3.3% despite strong earnings.
  • The company achieved a 12% increase in net operating income per share and an operating ROE of 19.5%, with full-year net operating income per share up 33% to CAD 19.21.
  • Intact Financial increased its quarterly dividend by 11% to CAD 1.47 and expects AI initiatives to generate cost savings exceeding CAD 500 million by 2030.
  • Management projects sustained annual ROE in the upper teens, at least 500 basis points of ROE outperformance annually, and CAD 10 billion in direct written premiums by 2030.
  • CFO Ken Anderson noted CAD 4-5 billion of M&A capacity available without requiring equity raises, signaling potential acquisition-driven growth strategy.
Last Updated: 2026-02-11, 12:42 p/m
Read Full Transcript

Earnings

Latest Release
Feb 10, 2026
EPS / Forecast
5.50 / 4.67
Revenue / Forecast
6.03B / 6.14B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 18.35%
Dividend Yield
2.28%
Industry Median 3.47%
Annualized payout
5.88
Paid quarterly
5-Years Growth
+9.89%
Growth Streak

IFC Income Statement

Compare IFC to Peers and Sector

Metrics to compare
IFC
Peers
Sector
Relationship
P/E Ratio
14.1x12.1x9.8x
PEG Ratio
0.290.720.03
Price/Book
2.4x1.9x1.0x
Price / LTM Sales
1.8x1.4x2.9x
Upside (Analyst Target)
18.5%12.3%15.5%
Fair Value Upside
Unlock3.7%1.8%Unlock

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance, including commercial auto, property, and liability coverages. The company also provides business insurance. It serves its products to accident and health, technology, ocean and inland marine, builder’s risk, and entertainment, as well as financial professional lines; and various products to specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. The company offers specialty insurance products, including brokers, direct to consumer, agencies, wholesalers, affinity partners, Intact Prestige, and managing general agent platform. It offers its products through multiple distribution channels, such as brokers, direct-to-consumer, and managing general agent (MGA) platforms. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Industry
Insurance
Sector
Financial
Employees
32000
Market
Canada

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
91.88M51.90%24.05B
Other Institutional Investors
922.94K0.52%241.57M
Public Companies & Retail Investors
84.24M47.58%22.05B
Total
177.04M100.00%46.34B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
La Caisse de dépôt et placement du Québec8.59%15,216,1393,982,672
Caisse de Depot et Placement du Quebec Global Investments8.59%15,216,1393,982,672

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FAQ

What Is the Intact Financial (IFC) Stock Price Today?

The Intact Financial stock price today is 261.66 CAD.

What Stock Exchange Does Intact Financial Trade On?

Intact Financial is listed and trades on the Toronto Stock Exchange.

What Is the Stock Symbol for Intact Financial?

The stock symbol for Intact Financial is "IFC."

Does Intact Financial Pay Dividends? What’s The Current Dividend Yield?

The Intact Financial dividend yield is 2.26%.

What Is the Intact Financial Market Cap?

As of today, Intact Financial market cap is 46.32B CAD.

What Is Intact Financial's Earnings Per Share (TTM)?

The Intact Financial EPS (TTM) is 18.35.

When Is the Next Intact Financial Earnings Date?

Intact Financial will release its next earnings report on May 05, 2026.

From a Technical Analysis Perspective, Is IFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Intact Financial Stock Split?

Intact Financial has split 0 times.

How Many Employees Does Intact Financial Have?

Intact Financial has 32000 employees.

What is the current trading status of Intact Financial (IFC)?

As of May 02, 2026, Intact Financial (IFC) is trading at a price of 261.66 CAD, with a previous close of 261.74 CAD. The stock has fluctuated within a day range of 261.00 CAD to 263.99 CAD, while its 52-week range spans from 242.87 CAD to 317.35 CAD.

What Is Intact Financial (IFC) Price Target According to Analysts?

The average 12-month price target for Intact Financial is 313.15 CAD, with a high estimate of 372 CAD and a low estimate of 275 CAD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +19.68% Upside potential.
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