Intact Financial Corporation (IFC)

Currency in CAD
275.25
-2.70(-0.97%)
Closed·
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Fair Value
Day's Range
274.86279.13
52 wk Range
242.87305.52
Key Statistics
Prev. Close
277.95
Open
277.77
Day's Range
274.86-279.13
52 wk Range
242.87-305.52
Volume
517.42K
Average Volume (3m)
442.08K
1-Year Change
-2.7626%
Book Value / Share
114.53
Fair Value
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Fair Value Upside
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IFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
326.62
Upside
+18.66%
Members' Sentiments
Bearish
Bullish
ProTips
8 analysts have revised their earnings downwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

9 Buy
4 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 326.62
(+18.66% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
CIBC
Hold311.00+12.99%314.00MaintainJul 30, 2026
RBC Capital
Hold308.00+11.90%299.00MaintainJul 30, 2026
TD Securities
Buy345.00+25.34%347.00MaintainJul 29, 2026
Barclays
Buy344.00+24.98%352.00MaintainJul 29, 2026
RBC Capital
Hold299.00+8.63%289.00MaintainJul 13, 2026

Intact Financial Corporation SWOT Analysis


Market Dominance
Explore Intact Financial's position as Canada's largest P&C insurer, offering diverse products and maintaining a strong market presence
Financial Resilience
Delve into IFC's projected 13-14% ROE, benign catastrophic events, and the positive impact of rising interest rates on investment income
Valuation Insights
Discover why IFC's stock, trading at 1.13x Q4 2023 BVPS, may be undervalued by 30% based on projected operating ROE of 11.5-12% for 2024
Growth Prospects
Learn about IFC's potential for geographic expansion, innovative product development, and technology investments to drive future growth
Read full SWOT analysis

Intact Financial Corporation Earnings Call Summary for Q2/2026

  • Intact Financial Q2 2026 EPS of CAD 3.17 missed estimates of CAD 3.81; revenue of CAD 5.94B also fell short, shares dropped 4.05%.
  • Elevated catastrophe losses (CAD 416M) and large claims pressured results; combined ratio of 94.9% with 17% operating ROE maintained.
  • Book value per share rose 13% YoY to CAD 111.73; excess capital of CAD 3.7-3.8B positions company for acquisitions and buybacks.
  • Management maintained 2026 guidance: CAD 1.2B catastrophe losses, CAD 1.7B investment income, 33-34% expense ratio unchanged.
  • CEO cited Q2 as 'anomaly' with strong fundamentals; UK/Ireland targeting 90% combined ratio in 24-36 months, M&A opportunities increasing.
Last Updated: 2026-07-29, 12:12 p/m
Read Full Transcript

Earnings

Latest Release
Jul 28, 2026
EPS / Forecast
3.17 / 3.81
Revenue / Forecast
5.94B / 6.02B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 17.99%
Dividend Yield
2.14%
Industry Median 2.89%
Annualized payout
5.88
Paid quarterly
5-Years Growth
+11.02%
Growth Streak

IFC Income Statement

Compare IFC to Peers and Sector

Metrics to compare
IFC
Peers
Sector
Relationship
P/E Ratio
15.2x11.0x10.0x
PEG Ratio
0.400.530.03
Price/Book
2.4x2.0x1.0x
Price / LTM Sales
1.8x1.6x2.9x
Upside (Analyst Target)
18.1%5.3%14.2%
Fair Value Upside
Unlock18.6%2.8%Unlock

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance, including commercial auto, property, and liability coverages. The company also provides business insurance. It serves its products to accident and health, technology, ocean and inland marine, builder’s risk, and entertainment, as well as financial professional lines; and various products to specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. The company offers specialty insurance products, including brokers, direct to consumer, agencies, wholesalers, affinity partners, Intact Prestige, and managing general agent platform. It offers its products through multiple distribution channels, such as brokers, direct-to-consumer, and managing general agent (MGA) platforms. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Industry
Insurance
Sector
Financial
Employees
32000
Market
Canada

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
77.14M43.74%21.23B
Other Institutional Investors
944.78K0.54%260.05M
Public Companies & Retail Investors
98.27M55.72%27.05B
Total
176.35M100.00%48.54B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
TD Asset Management, Inc.3.16%5,568,4261,532,709
Vanguard Capital Management, LLC2.95%5,213,3941,434,987

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FAQ

What Is the Intact Financial (IFC) Stock Price Today?

The Intact Financial stock price today is 275.25 CAD.

What Stock Exchange Does Intact Financial Trade On?

Intact Financial is listed and trades on the Toronto Stock Exchange.

What Is the Stock Symbol for Intact Financial?

The stock symbol for Intact Financial is "IFC."

Does Intact Financial Pay Dividends? What’s The Current Dividend Yield?

The Intact Financial dividend yield is 2.12%.

What Is the Intact Financial Market Cap?

As of today, Intact Financial market cap is 48.54B CAD.

What Is Intact Financial's Earnings Per Share (TTM)?

The Intact Financial EPS (TTM) is 17.99.

When Is the Next Intact Financial Earnings Date?

Intact Financial will release its next earnings report on Nov 03, 2026.

From a Technical Analysis Perspective, Is IFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Intact Financial Stock Split?

Intact Financial has split 0 times.

How Many Employees Does Intact Financial Have?

Intact Financial has 32000 employees.

What is the current trading status of Intact Financial (IFC)?

As of Aug 04, 2026, Intact Financial (IFC) is trading at a price of 275.25 CAD, with a previous close of 277.95 CAD. The stock has fluctuated within a day range of 274.86 CAD to 279.13 CAD, while its 52-week range spans from 242.87 CAD to 305.52 CAD.

What Is Intact Financial (IFC) Price Target According to Analysts?

The average 12-month price target for Intact Financial is 326.62 CAD, with a high estimate of 379 CAD and a low estimate of 275 CAD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +18.66% Upside potential.
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