Navient Corp (NAVI)

Currency in USD
9.51
+0.34(+3.71%)
Closed·
9.32-0.19(-2.00%)
·
High dividend Yield
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Fair Value
Day's Range
9.159.84
52 wk Range
7.8016.07
Key Statistics
Prev. Close
9.51
Open
9.58
Day's Range
9.15-9.84
52 wk Range
7.8-16.07
Volume
2.01M
Average Volume (3m)
1.05M
1-Year Change
-27.7953%
Book Value / Share
24.6
Fair Value
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Fair Value Upside
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NAVI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
8.81
Downside
-7.33%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Navient Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
4 Hold
3 Sell
Ratings:
8 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 8.81
(-7.33% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Barclays
Sell8.00-15.88%7.00MaintainApr 30, 2026
BofA Securities
Sell8.00-15.88%7.00MaintainApr 29, 2026
Morgan Stanley
Hold9.00-5.36%12.00MaintainApr 16, 2026
BofA Securities
Sell8.50-10.62%10.00MaintainApr 13, 2026
JPMorgan
Hold8.50-10.62%10.50MaintainApr 09, 2026

Navient Corp SWOT Analysis


Strategic Shift
Delve into Navient's ambitious cost reduction plan and its potential impact on profitability, as the company navigates execution risks and market uncertainties
Financial Outlook
Explore Navient's mixed Q1 2025 results, with EPS outperformance and strong loan originations, balanced against cautious FY25 guidance and credit risk concerns
Market Dynamics
Uncover how interest rate fluctuations and repayment trends in Navient's loan portfolio could shape its Net Interest Margin and overall financial performance
Analyst Perspectives
Barclays maintains an Underweight rating with a price target range of $10-$11, reflecting concerns about Navient's strategic execution and growth prospects
Read full SWOT analysis

Navient Corp Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.20 missed forecast by $0.09; revenue slightly below expectations at $164 million
  • Loan originations doubled, exceeding $1 billion in H1 2025; full-year guidance raised from $1.8 billion to $2.2 billion
  • Full-year EPS guidance maintained at $0.95-$1.05; targeting low to mid-teens return on equity
  • Focus on graduate student loan market; exploring capital-light strategies amid potential federal loan program changes
  • Strong liquidity with current ratio of 9.88; market cap at $1.36 billion; stock fell 1.38% in pre-market trading
Last Updated: 2025-07-30, 10:26 a/m
Read Full Transcript

Earnings

Latest Release
Apr 29, 2026
EPS / Forecast
0.20 / 0.15
Revenue / Forecast
131M / 141.49M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -0.63%
Dividend Yield
7.20%
Industry Median 3.04%
Annualized payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

NAVI Income Statement

Compare NAVI to Peers and Sector

Metrics to compare
NAVI
Peers
Sector
Relationship
P/E Ratio
−14.7x1.9x9.9x
PEG Ratio
0.060.050.03
Price/Book
0.4x0.5x1.0x
Price / LTM Sales
2.7x3.2x2.9x
Upside (Analyst Target)
−5.9%31.8%15.6%
Fair Value Upside
Unlock6.9%2.1%Unlock

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Sector
Financial
Employees
670

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
38.93M41.42%370.43M
Other Institutional Investors
54.35M57.83%517.17M
Public Companies & Retail Investors
705.05K0.75%6.71M
Total
93.99M100.00%894.31M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Sherborne Investors Management LP31.33%29,449,997280,069
BlackRock, Inc.13.05%12,263,511116,626

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FAQ

What Is the Navient (NAVI) Stock Price Today?

The Navient stock price today is 9.51 USD.

What Stock Exchange Does Navient Trade On?

Navient is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Navient?

The stock symbol for Navient is "NAVI."

Does Navient Pay Dividends? What’s The Current Dividend Yield?

The Navient dividend yield is 7.2%.

What Is the Navient Market Cap?

As of today, Navient market cap is 893.84M USD.

What Is Navient's Earnings Per Share (TTM)?

The Navient EPS (TTM) is -0.63.

When Is the Next Navient Earnings Date?

Navient will release its next earnings report on Jul 28, 2026.

From a Technical Analysis Perspective, Is NAVI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Navient Stock Split?

Navient has split 3 times.

How Many Employees Does Navient Have?

Navient has 670 employees.

What is the current trading status of Navient (NAVI)?

As of Apr 30, 2026, Navient (NAVI) is trading at a price of 9.51 USD, with a previous close of 9.51 USD. The stock has fluctuated within a day range of 9.15 USD to 9.84 USD, while its 52-week range spans from 7.80 USD to 16.07 USD.

What Is Navient (NAVI) Price Target According to Analysts?

The average 12-month price target for Navient is 8.81 USD, with a high estimate of 13 USD and a low estimate of 7 USD. 1 analysts recommend buying the stock, while 3 suggest selling, leading to an overall rating of Neutral. The stock has an -7.33% Downside potential.

What Is the NAVI Premarket Price?

NAVI's last pre-market stock price is 9.32 USD. The pre-market share volume is 50.00, and the stock has decreased by -0.19, or -2.00%.
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